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# Builders Mutual

Thought Leadership

## Sitemaps

- [XML Sitemap](http://blog.buildersmutual.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [Maximizing Safety Lead Relationships](http://blog.buildersmutual.com/maximizing-safety-lead-relationships) - Learn how to leverage Safety Lead/Risk Manager relationships to strengthen communication, reduce risk, and improve outcomes.
- [Leading safety, Part 2](http://blog.buildersmutual.com/leading-safety-part-2) - Good leadership can transform a job-site, improving the safety, efficiency, and overall attitude of the employees. Learn more about how strong leaders can create a culture of safety.
- [Insurance Fraud Prevention Basics](http://blog.buildersmutual.com/insurance-fraud-prevention-basics) - Learn the basics of insurance fraud prevention, including common fraud types, warning signs, and best practices for contractors to reduce risk.
- [The Ins & Outs of Fleet Safety Management](http://blog.buildersmutual.com/the-ins-outs-of-fleet-safety-management) - Learn more about creating a driver safety and fleet management program that protects your people, vehicles, and company reputation.
- [How to uphold safety with multiple trades](http://blog.buildersmutual.com/how-to-uphold-safety-with-multiple-trades) - Learn how to proactively plan for multiple trades on your job-site while maintaining quality, safety standards, and strong team coordination.
- [Breaking Down Language Barriers](http://blog.buildersmutual.com/breaking-down-language-barriers) - Language barriers on construction job-sites can impact safety and productivity. Learn how to improve communication across a diverse workforce.
- [The Art of Working With Subcontractors](http://blog.buildersmutual.com/the-art-of-working-with-subcontractors) - Choose and collaborate with subcontractors effectively. Learn expert tips on vetting, communication, safety, and building strong project partnerships.
- [The Importance of Job-Site Cleanliness](http://blog.buildersmutual.com/the-importance-of-job-site-cleanliness) - A cleaner job-site is a safer job-site. Explore simple, impactful ways for job-site cleanliness to level up your housekeeping game and protect your team.
- [How to Maximize Crane Safety](http://blog.buildersmutual.com/how-to-maximize-crane-safety) - Learn essential crane safety practices—from setup to lift planning—to help reduce risk, protect crews, and keep construction job sites running safely.
- [Prepping Your Job-Site for Colder Weather](http://blog.buildersmutual.com/prepping-your-job-site-for-colder-weather) - Prepare your job-site for winter weather with expert safety tips. Learn how to protect contractors and prevent cold-related risks this season.
- [Your Checklist for Safe Scaffolding](http://blog.buildersmutual.com/your-checklist-for-safe-scaffolding) - Use our scaffolding safety checklist to prevent falls and hazards, ensuring a secure foundation and safe work platform for your crew.
- [Benefits of Type II Safety Helmets](http://blog.buildersmutual.com/benefits-of-type-ii-safety-helmets) - Why construction is moving to Type II safety helmets: stronger protection, fewer head injuries, and safer sites. Read here to learn why it matters.
- [Performing a Job Hazard Analysis](http://blog.buildersmutual.com/performing-a-job-hazard-analysis) - Learn how to perform a job hazard analysis and improve safety outcomes with this step-by-step guide from Builders Mutual.
- [Hurricane season: Getting ahead of the storm](http://blog.buildersmutual.com/hurricane-season-getting-ahead-of-the-storm) - Prepare for hurricane season with our expert tips. Learn how to protect your construction site and ensure safety before the storm hits.
- [Prepping for Your Construction Audit](http://blog.buildersmutual.com/prepping-for-your-construction-audit) - Prepare for your annual construction insurance audit with ease using these simple, stress-free tips to stay organized and ready.
- [The Actual Cost of Claims](http://blog.buildersmutual.com/the-actual-cost-of-claims) - Explore the hidden costs of construction claims—delays, expenses, and more. Learn how to manage risk and protect profits with Builders Mutual insights.
- [Effective Emergency Response Plans](http://blog.buildersmutual.com/effective-emergency-response-plans) - Emergencies happen on job-sites. Learn how to build an emergency response plan that keeps your crew safe from medical, fire, and severe weather risks.
- [Tips for Keeping OSHA Compliant Records](http://blog.buildersmutual.com/tips-for-keeping-osha-compliant-records) - Learn what OSHA records are required in construction and how to stay compliant with smart tips from Builders Mutual’s Risk Management expert.
- [Importance of Equipment Maintenance](http://blog.buildersmutual.com/importance-of-equipment-maintenance) - Learn how proper equipment maintenance enhances safety, efficiency, and profits—plus practical tips to strengthen job-site routines.
- [5 Tips to Make Safety Talks Effective](http://blog.buildersmutual.com/5-tips-to-make-safety-talks-effective) - Make safety talks more effective with these 5 tips from Builders Mutual — designed to prevent accidents and connect with your employees in a meaningful way.
- [How Many Daily Safety Checks Is Enough?](http://blog.buildersmutual.com/how-many-daily-safety-checks-is-enough) - Find out how many safety checks your job-site needs to reduce risks, improve safety, and keep construction crews productive and protected.
- [Ten and Two: 10 Lessons for Safe Driving](http://blog.buildersmutual.com/ten-and-two-10-lessons-for-safe-driving) - Learn 10 essential safe driving lessons every worker should know. Stay protected on the road with these expert-backed tips. Read More!
- [Hear Me Now: How to Protect Crews from Hazardous Noise](http://blog.buildersmutual.com/hear-me-now-how-to-protect-crews-from-hazardous-noise) - Learn how to protect your construction crews from hazardous noise with expert tips and strategies on our blog. Stay informed and keep your team safe.
- [6 Low-Cost Ways to Create Safer Job-Sites](http://blog.buildersmutual.com/6-low-cost-ways-to-create-safer-job-sites) - Discover 6 low-cost ways to create safer job-sites, from PPE use to housekeeping tips, ensuring your crews' safety without breaking the bank.
- [Risk Management: boosting safety—and your bottom line](http://blog.buildersmutual.com/risk-management-boosting-safety-and-your-bottom-line) - Boost safety and your bottom line with effective risk management. Learn strategies to minimize risks and enhance productivity on your construction site.
- [Fight Off the Flu Season With These Prevention Tips](http://blog.buildersmutual.com/fight-off-the-flu-season-with-these-prevention-tips) - Combat flu season with our prevention tips. Learn how to keep your construction site healthy and minimize the impact of seasonal illnesses.
- [Questions About Your Workers’ Comp Audit? We Have Answers.](http://blog.buildersmutual.com/questions-about-your-workers-comp-audit-we-have-answers) - Do you have questions about your workers' compensation premium audit? Get expert insights and tips to navigate your audit smoothly and ensure compliance.
- [Protecting Aging Construction Workers](http://blog.buildersmutual.com/protecting-aging-construction-workers) - Ensure the safety of aging construction workers with our expert tips. Learn how to address their unique needs and promote a safer work environment.
- [Construction Jobs Have Among the Highest Rates of Suicide. How Can You Help?](http://blog.buildersmutual.com/construction-jobs-have-among-the-highest-rates-of-suicide-how-can-you-help) - Construction jobs have high suicide rates. Learn how you can help by recognizing signs, promoting mental health, and providing support to your team.
- [Cutting your cut cable claims](http://blog.buildersmutual.com/cutting-your-cut-cable-claims) - Reduce cable-related claims with our expert tips. Learn effective strategies to enhance safety and minimize risks on your construction site
- [Did You Hear That? Understanding Ear Protection](http://blog.buildersmutual.com/understanding-ear-protection) - Protecting your ears is often overlooked or miscommunicated in training. Learn why ear protection is crucial and how to ensure effective hearing safety.
- [Small steps, big successes: How to develop your own safety program.](http://blog.buildersmutual.com/small-steps-big-successes-how-to-develop-your-own-safety-program) - Develop your own safety program with our step-by-step guide. Learn how small steps can lead to big successes in enhancing workplace safety and compliance.
- [After a Hurricane Hits, What’s Your Plan for Cleanup and Recovery?](http://blog.buildersmutual.com/after-a-hurricane-hits-whats-your-plan-for-cleanup-and-recovery) - After a hurricane, ensure a smooth cleanup and recovery. Discover essential steps and strategies to get your construction site back on track quickly and safely.
- [Can you take the heat?](http://blog.buildersmutual.com/can-you-take-the-heat) - Learn how to manage heat stress on construction sites. Discover essential tips and strategies to keep your team safe and productive in high temperatures.
- [Here Comes the Sun Protection
](http://blog.buildersmutual.com/here-comes-the-sun-protection) - Discover essential sun protection tips for construction workers. Learn how to stay safe and prevent heat-related illnesses with our comprehensive guide.
- [Digging in: Uncovering some surprising facts about trenching safety](http://blog.buildersmutual.com/digging-in-uncovering-some-surprising-facts-about-trenching-safety) - Uncover surprising facts about trenching safety. Learn essential tips to enhance your knowledge and ensure a safer work environment in trenching operations.
- [Are You Ready to Innovate Your Personal Protective Equipment?](http://blog.buildersmutual.com/are-you-ready-to-innovate-your-personal-protective-equipment) - Explore innovative ways to upgrade your personal protective equipment. Stay ahead of safety standards with our expert insights on the latest PPE advancements.
- [Lighting a Construction Site 101](http://blog.buildersmutual.com/lighting-a-construction-site-101) - Discover essential tips for effective construction site lighting. Enhance safety and productivity with our comprehensive guide on lighting a construction site.
- [How Tool and Gear Manufacturers Contribute to Safer Job-Sites](http://blog.buildersmutual.com/how-tool-and-gear-manufacturers-contribute-to-safer-job-sites) - Discover how tool and gear manufacturers enhance job-site safety. Learn about the latest innovations and best practices to protect your workers.
- [Managing the Human and Financial Costs of Opioid-Related Claims](http://blog.buildersmutual.com/managing-the-human-and-financial-costs-of-opioid-related-claims) - Learn how to manage the human and financial costs of opioid-related claims. Get expert tips to protect your business and employees.
- [5 Questions You Should Be Asking to Lower Auto Claim Costs](http://blog.buildersmutual.com/5-questions-you-should-be-asking-to-lower-auto-claim-costs) - Discover 5 crucial questions to ask that can help lower your auto claim costs. Improve safety and reduce expenses with our expert insights.
- [Roadwork Construction Projects](http://blog.buildersmutual.com/roadwork-construction-projects) - Explore essential tips for managing roadwork construction projects safely and efficiently. Enhance productivity and ensure safety on your job sites.
- [Fact Versus Fiction: The truth about distracted driving](http://blog.buildersmutual.com/distracted-driving) - Learn about the dangers of distracted driving and how to prevent it. Stay safe on the road with essential tips and insights.
- [Their Business is Your Business: How to Hire the Right Subcontractors](http://blog.buildersmutual.com/their-business-is-your-business-how-to-hire-the-right-subcontractors) - Discover essential tips for hiring the right subcontractors to ensure your business thrives. Learn how to choose reliable partners for success.
- [Step Up Your Ladder Safety](http://blog.buildersmutual.com/step-up-your-ladder-safety) - Enhance job-site safety with crucial ladder tips to prevent falls and injuries. Elevate your safety standards and safeguard your team. Learn more!
- [How to Hire More Women into Construction Roles: What Contractors Have Been Missing](http://blog.buildersmutual.com/how-to-hire-more-women-into-construction-roles-what-contractors-have-been-missing) - Learn how to attract and hire more women in construction. Discover what contractors are missing and how to build a more diverse workforce. Read More!
- [How to Do New Hire Training the Right Way](http://blog.buildersmutual.com/how-to-do-new-hire-training-the-right-way) - Discover best practices for new hire training in construction. Set employees up for success with effective onboarding strategies, Read More!
- [Top Three Mistakes in Filing Workers’ Compensation Claims – and How to Avoid Them](http://blog.buildersmutual.com/top-three-mistakes-in-filing-workers-compensation-claims-and-how-to-avoid-them) - Avoid common workers’ comp claim mistakes. Learn how to prevent delays, ensure accuracy, and improve claim outcomes for your construction business.
- [Raising the Ceiling on Flooring Safety](http://blog.buildersmutual.com/raising-the-ceiling-on-flooring-safety) - Prevent slips, trips, and falls on job sites. Discover key flooring safety tips to protect workers and reduce construction site hazards.
- [Breathing space](http://blog.buildersmutual.com/breathing-space) - Poor indoor air quality affects job site safety. Learn how proper ventilation and fresh air can protect workers' health on construction sites.
- [Safe and Warm: Working in winter weather](http://blog.buildersmutual.com/safe-and-warm-working-in-winter-weather) - Keep your crew safe and warm during winter weather! Explore tips for staying protected, productive, and comfortable while working in cold weather conditions."
- [The Weather Outside Is Frightful: Tips for Safe Driving This Winter](http://blog.buildersmutual.com/the-weather-outside-is-frightful-tips-for-safe-driving-this-winter) - Here are some winter driving tips to keep you and others safe this winter! Find out how to navigate snow, ice, and freezing temperatures.
- [Looking to Fill Your Empty Roles? Diversity Has a Role to Play](http://blog.buildersmutual.com/looking-to-fill-your-empty-roles-diversity-has-a-role-to-play) - Struggling to fill roles? Discover how embracing diversity can help attract top talent and bridge the workforce gap in construction. Read more!
- [After a Storm, Are You Covered to Help With Recovery? Find Out Beforehand.](http://blog.buildersmutual.com/after-a-storm-are-you-covered-to-help-with-recovery-find-out-beforehand) - In the weeks and months following devastating storms like hurricanes Helene or Milton, ravaged areas will welcome scores of contractors. These crews not only have the chance to help rebuild communities, but also to keep busy with new projects. But in looking after their neighbors and their own businesses, contractors also need to protect themselves.
- [The Insured's Responsibility: Your role in expediting claims](http://blog.buildersmutual.com/the-insureds-responsibility) - When a loss or an occurrence inevitably happens on your job-site, it is time to notify your insurance carrier and start the claims process. Whether it’s your first claim or your 100th claim, this might sound like a stressful experience. But don’t panic. You’re not the only policyholder filing a claim this year. In 2023,
- [Understanding Your Experience Modifier](http://blog.buildersmutual.com/understanding-your-experience-modifier) - The secret to controlling costs—and maximizing revenue Savvy business owners have a good grasp on the issues that impact their bottom line. And, in all industries, there are unique line-items that contribute to overall business expenses. In construction, one of these line-items is an important, often-overlooked financial component. This one “little” number, associated with every
- [Post-claim communication](http://blog.buildersmutual.com/post-claim-communication) - Accidents happen on the job-site. That’s inevitable. And when a worker is injured, the incident is even more devastating. Once the scene is assessed, the injured person cared for, and the claim filed, it is vital that employers continue to keep all lines of communication open. Here, two of our Builders Mutual experts—Leigh Ann Stroud,
- [The Biggest Challenges Facing Workers’ Compensation in Construction? Here are Three.](http://blog.buildersmutual.com/the-biggest-challenges-facing-workers-compensation-in-construction-here-are-three) - In 2023, the construction sector reported three times the number of workers’ compensation claims compared with any other industry. Thirty-nine percent of serious injury claims were filed by construction workers. For comparison, only 11% were filed within the mining sector. Construction has always been a risk-filled industry. But what’s driving workers’ compensation claims today? Ken
- [6 Trends Impacting the Cost of Commercial Insurance](http://blog.buildersmutual.com/6-trends-impacting-the-cost-of-commercial-insurance) - In an era of rampant inflation, the first question most people ask is: How much is it going to cost? But the second question invariably is: Why? Why have prices risen for this building material or to employ that tradesman? Understanding why can’t bring prices down, but it can help businesses manage through rising costs.
- [Bug off! Preventing tick bites and Lyme disease](http://blog.buildersmutual.com/bug-off-preventing-tick-bites-and-lyme-disease) - Sometimes the hazards you can’t see can be just as dangerous as those you can. A bite from a tick – which can be as small as a pinhead – can lead to a debilitating case of Lyme disease. Outdoor workers, including those in construction, are at particular risk of being exposed to disease-carrying ticks
- [Before renovating, refresh your safety](http://blog.buildersmutual.com/before-renovating-refresh-your-safety) - When a property owner chooses to remodel instead of building from scratch, contractors also need to adapt their approach – including how they’ll safeguard workers. Renovation presents distinct challenges that may not be present in new construction. Adam DeVantier, Senior Risk Management Consultant at Builders Mutual, shares his top safety tips for renovating. This advice
- [Put Your Guard Up: The Other Things](http://blog.buildersmutual.com/the-other-things) - Your guardrail is up. What other precautions should you be taking? If you’ve read part one of our Put Your Guard Up blog series, you know the reasons why making sure guardrails are installed on your job-site is so critical. 140 people set foot on a typical residential job-site, with many more for a commercial
- [Untangling the Roots of Job-Site Fatalities](http://blog.buildersmutual.com/untangling-the-roots-of-job-site-fatalities) - Saying that construction workers put their lives on the line every day is no exaggeration. About one in five workplace deaths in the U.S. occurs in the construction industry—the second-most of any industry. But what’s the cause behind these fatalities, and what can be done to prevent them? The Job-Site Safety Institute (JSI), in partnership
- [Leading the Way Toward Improved Safety](http://blog.buildersmutual.com/leading-the-way-toward-improved-safety) - Preventing job-site injuries would be much simpler if you could predict them beforehand. But you don’t need a crystal ball to get a jump on creating a safer workplace. Using leading indicators can help you reach your goals of fewer job-site accidents and a healthier bottom line. Andrew Baird, ARM, CRM, CBIA, Large Market Specialist
- [Put Your Guard Up: The cost of missing guardrails](http://blog.buildersmutual.com/put-your-guard-up-the-cost-of-missing-guardrails) - Several years ago, Risk Management expert Sean Purcell was called to investigate a construction worker fatality in North Carolina. As Purcell pulled up to the job-site, he saw a two-story house with a complete roof and its siding underway. Inside the front door, he found a two-story foyer where the fatality had taken place. When
- [Building a Culture of Safety: Know The Basics](http://blog.buildersmutual.com/building-a-culture-of-safety-know-the-basics) - What does it mean to have a culture of safety? A good safety culture creates an environment that influences workers to want to do the right thing—even when nobody’s watching. It promotes and recognizes the safe work of employees. It makes clear to employees that doing a good job means stopping work if they feel
- [Building a Culture of Safety: Proactive Accountability](http://blog.buildersmutual.com/proactive-accountability) - Implementing proactive accountability as part of your company’s safety culture means working together to find solutions and share responsibility. It requires a commitment throughout the company. Each member of your team must do their part in pursuit of the company’s common goal. A sustainable and progressing culture of safety will not succeed until all levels
- [Building a Culture of Safety: Bridging the Cultural Gap](http://blog.buildersmutual.com/bridging-the-cultural-gap) - When we look around construction job-sites, we see the diversity of our workforce. According to 2021 data from the Bureau of Labor Statistics, 32.6 percent of workers in construction are Hispanic or Latino. This is great news, considering how often we hear from GCs that they appreciate their Hispanic and Latino employees because they genuinely
- [Hazard Management: Another Step Toward Creating a Culture of Safety](http://blog.buildersmutual.com/hazard-management-another-step-toward-creating-a-culture-of-safety) - Assessing and managing on-site hazards sets a solid foundation for safe working conditions and is one of the most effective ways to protect your workers.
- [The power of the agent relationship](http://blog.buildersmutual.com/the-power-of-the-agent-relationship) - In all facets of life, the relationships we build determine the amount of success we have. No one lives or works in a vacuum—we rely on each other. In construction insurance, the power of building relationships is essential for partner agents. These individuals create a bridge between the customer (insured) and the carrier, providing two-way
- [Job-site back care](http://blog.buildersmutual.com/job-site-back-care) - It’s easy to think of on-the-job back ergonomics as relevant only for those workers relegated to desks eight hours a day. Everyone knows that the right chair, proper desk height, and other adjustments are key functional considerations for preventing back pain. But back injuries are actually one of the top claim costs in the construction
- [Preparing for Summer: Planning for and preventing heat-related illnesses](http://blog.buildersmutual.com/preventing-heat-related-illnesses) - Pat Urtecho, Senior Risk Management Consultant at Builders Mutual, offers these tips to help educate you and your workers on the prevention of heat-related illnesses. By understanding the differences in symptoms and using a few basic practices, workers can maintain their health and safety while working in the heat.
- [Hurricane Season: A Quick Guide to Storm Recovery](http://blog.buildersmutual.com/hurricane-season-a-quick-guide-to-storm-recovery) - Hurricane season is here, and it is important to protect yourself and your business before a storm hits. High winds and flooding can arrive quickly and leave little time to prepare if you haven’t planned ahead. You can get started with a plan by learning about hurricane preparation in this article. After a storm, you’ll
- [Worksafe: Know the Basics](http://blog.buildersmutual.com/worksafe-know-basics) - Construction can be a dangerous industry, especially if your workers aren’t properly trained. Unfortunately, given today’s labor shortage, we often have new crew members coming and going on our job-sites. Workers may claim to have general construction experience, but every job-site is unique and each task requires a special set of skills. Because you can
- [Scaffolding Safety: Don’t fall for shortcuts](http://blog.buildersmutual.com/scaffolding-safety-dont-fall-for-shortcuts) - Falls are the top cause of injuries on the job-site. For this reason, fall protection—in all forms—is imperative on each project. Scaffolding is used by almost every crew, from masons to finishers, so these structures must be constructed correctly to be effective. Here, risk management expert John O’Grady, CSP, MBA, shares scaffolding safety tips and
- [A duty to protect](http://blog.buildersmutual.com/a-duty-to-protect) - In the most recent OSHA statistics (2019), fall protection is No. 1 of the Top 10 OSHA-cited standards. In other words, when inspectors go to job-sites big and small, the most frequent safety failure they witness involves fall protection. A stat that is equally as important, and informative, is what lands at No. 8 of
- [A Glance at Fleet Management](http://blog.buildersmutual.com/a-glance-at-fleet-management) - Whether your company has 50 wrapped vehicles or two trucks with your logo and number painted on the door, fleet management and safety must be a priority. Not only is it potentially a matter of life and death, but your company vehicles also represent your business—often reflecting, through the drivers, how competent, honest, and trustworthy
- [Remaining steadfast amid supply chain challenges](http://blog.buildersmutual.com/remaining-steadfast-amid-supply-chain-challenges) - “Supply chain.” Although it’s a term most people rarely used before 2020, it’s certainly a common point of discussion these days. In construction, however, the supply chain has always been a key factor driving industry cycles, depending upon the availability and cost of tangible building materials. Supply chain challenges have definitely evolved over the past
- [Ladder Safety: A rung-by-rung guide](http://blog.buildersmutual.com/ladder-safety-a-rung-by-rung-guide) - Most people in the construction industry know that falls are the most common job-site injury. What you might not know, however, is that 50% of these falls are related to ladders and can be prevented by using the right ladder in the right way. Bill Blanks, Senior Risk Management Consultant for Builders Mutual Insurance
- [The significance of connectivity](http://blog.buildersmutual.com/the-significance-of-connectivity) - Building connections. It’s something all of us do throughout our lives—from the playground and the classroom to the neighborhood and the job-site. In the professional world, building and maintaining connections (often referred to with the term “networking”) is relevant all the time. But now, as the construction industry is booming, the need to sustain existing
- [Women in Construction: How to Encourage This Growing Demographic](http://blog.buildersmutual.com/women-in-construction-how-to-encourage-this-growing-demographic) - How diverse is your job-site? It’s true that job-sites are often racially diverse workspaces. Most sites are bilingual, with Spanish being the first language for many workers. However, when it comes to gender, most job-sites aren’t diverse at all. The construction trade has long been among the industries with the lowest percentage of gender diversity
- [What’s Your Plan?](http://blog.buildersmutual.com/whats-your-plan) - Once construction is complete, is your homebuyer getting a defect-free home, or does it simply mean that you can move on to the next project? Quality control begins on the job-site with you, the general contractor. Without quality control measures in place, costly callbacks eat away at profits and you risk customer dissatisfaction. If you
- [Take A Closer Look: Inspecting Your Job-site Equipment](http://blog.buildersmutual.com/inspecting-job-site-equipment) - Equipment should be inspected before each use. If it is not inspected consistently, equipment can do more harm than good.
- [Expect the Unexpected: A Guide to Job-site Visitors](http://blog.buildersmutual.com/guide-to-job-site-visitors) - Whether or not someone has permission to enter a job-site, you should implement safety programs that account for the many visitors your site may attract.
- [Customer-Conscious: Avoiding the Hazards of Remodels and Renovations](http://blog.buildersmutual.com/customer-conscious-avoiding-hazards-remodels-renovations) - There are many differences between new construction and typical remodeling jobs. With new construction, you must consider risks to your workers and job-site visitors. But with remodeling, it is possible that your customers may be living in the home at the time of renovation, which poses a host of differentiating hazards. These unique risks call
- [The Labor Shortage: Addressing the gap in skilled workers.](http://blog.buildersmutual.com/labor-shortage-addressing-gap-skilled-workers) - When compared to jobs in other industries, opportunities in the construction industry are often overlooked by today’s youth and the unemployed. Yet the demand for employees in the construction industry is booming. The opportunity for a worthwhile career in construction at an average salary of $55,000 is tremendous. The current climate even allows for construction
- [The Labor Shortage: Recruiting and hiring quality workers](http://blog.buildersmutual.com/labor-shortage-recruiting-hiring-quality-workers) - In the years since the Great Recession, the construction industry has experienced a shortage of skilled workers seeking employment. Some of the industry’s most experienced workers were forced to either establish careers in other industries or relocate to other countries during the economic downturn. So, in these better times, how do you find the best
- [The Labor Shortage: The cost of a poor hire](http://blog.buildersmutual.com/labor-shortage-cost-poor-hire) - Throughout this series, we have covered the challenges of today’s labor shortage along with potential recruiting, hiring, and training practices. To conclude the series, let’s take a look at the cost of a poor hire. Risk Management expert Sean Purcell joins us to answer frequently asked questions. How does a poor hire affect the safety
- [Thinking Outside the Toolbox: A nontraditional approach to PPE](http://blog.buildersmutual.com/thinking-outside-the-toolbox-a-nontraditional-approach-to-ppe) - Introducing a new series on protective equipment from our industry experts at Builders Mutual.
- [Multigenerational Workforce](http://blog.buildersmutual.com/multigenerational-workforce) - Despite the challenging times we’re all living in, the construction and trades industries continue to boom, and the labor shortage so prevalent in recent years has only intensified during 2020. Moreover, a growing percentage of the workforce is reaching the age they’d usually leave the industry, but they remain because there are so few people
- [Road Ready: Revisit Your Driving Policy](http://blog.buildersmutual.com/driving-policy) - Revisit Your Driving Policy: According to the Builders Mutual Focus Four report, vehicle collisions take the fourth spot in claim frequency and severity.
- [Try Driver Monitoring: Choosing the Right Option](http://blog.buildersmutual.com/try-driver-monitoring) - According to Zendrive, an estimated 60 percent of drivers use their phones while driving. Distracted drivers make the road more dangerous for everyone, and distracted employee drivers are a liability for all types of companies, including construction. This can lead to avoidable injuries and deaths as well as increased insurance costs. Fortunately, there are several
- [Fact Versus Fiction: Hydration](http://blog.buildersmutual.com/hydration) - Summer is upon us, and the change in seasons brings long, hot days on the job-site. As temperatures rise, the importance of hydration rises as well. Each year in the US, there are roughly 30 fatalities and 4,000 heat-related illnesses, according to the Bureau of Labor and Statistics. Many of these deaths and illnesses are
- [Prevent Ladder Accidents Through Safety Training](http://blog.buildersmutual.com/prevent-ladder-accidents-safety-training) - In the construction industry, many new employees are relatively undertrained. Therefore, it is extremely important to provide safety education to all employees on their first day of work, before they step onto your job-site. As industry experts at Builders Mutual, we are dedicated to setting you and your employees up for success. That’s why we
- [The Ultimate Gamble: Failing to Ask for Your Subs’ Insurance](http://blog.buildersmutual.com/ultimate-gamble-failing-ask-subs-insurance) - Not long ago, general contractors (GCs) would have been hard-pressed to build a house if they required their subcontractors to use fall protection. Subs would simply work for a less stringent GC. Fall protection, although practical, was anything but popular. Nowadays, the unpopular has become the norm. If you stop by a job-site, you will
- [The Labor Shortage: Industry best practices for training and onboarding new hires](http://blog.buildersmutual.com/industry-best-practices-training-onboarding-new-hires) - The labor shortage has made it increasingly difficult to find and retain skilled workers for the construction industry. Finding and hiring dependable workers has proved to be a challenge for most builders. Many have had to train unskilled workers from the ground up instead of hiring experienced and skilled professionals. In the previous article in
- [Hurricane Season: Find Calm Before the Storm](http://blog.buildersmutual.com/hurricane-season-find-calm-before-the-storm) - This hurricane season, find calm before the storm knowing you’ve done all you can do to prepare. Take a look at how to best protect your office & job-sites.
- [Heat Stress: The Hidden Danger on Your Job-Site](http://blog.buildersmutual.com/heat-stress-hidden-danger-job-site) - Yet, there’s one glaring hazard that could take down anyone on your crew. The sun. Are you and your team prepared to spot the signs of heat stress?
- [Floor Without Fear: Protecting your employees from the strains of flooring](http://blog.buildersmutual.com/floor-without-fear-protecting-employees-strains-flooring) - Many highly regarded flooring subcontractors work best with teams that don’t exceed more than three to four members. The question is, how do small-scale subs build big safety strategies without breaking the bank? Building a safety strategy from the ground up doesn’t always have to come with an exorbitant price tag. Even small teams can
- [Danger in the Air: Understanding OSHA’s New Silica Rule](http://blog.buildersmutual.com/ohsas-new-silica-rule) - Crystalline silica, commonly referred to as quartz, is a basic component of soil, sand, granite, and many other minerals. While it may sound harmless, it can create serious health risks. When construction workers chip, cut, drill, or grind objects that contain silica, such as brick, concrete, or HardiePlank, the particles released may become respirable. Whenever
- [Plan, Train, Protect, Clarify: Preventing Injury on the Job-Site](http://blog.buildersmutual.com/preventing-injury-on-the-job-site) - Which factors tend to increase the chances of workers getting injured on the job? To find the answer, we turned to three industry experts at Builders Mutual. According to Risk Management expert Sean Purcell, Senior Claims Adjuster Wendy Maunu, and Director of Claims Tina Hill, injuries most often result from a lack of planning, a
- [Know Your Options: Emergency Room vs. Urgent Care](http://blog.buildersmutual.com/emergency-room-vs-urgent-care) - When an injury occurs on the job-site, your team will likely spring into action. It’s important that you have established where your team members should seek medical attention so they act in the best way possible. The biggest decision is whether to go to an emergency room or an urgent care facility. Not every injury
- [Put Your Guard Up: Examining an incident case study](http://blog.buildersmutual.com/put-your-guard-up-examining-an-incident-case-study) - Guardrails may seem like a small part of your overall job-site safety plan, but they have the power to save lives and protect workers and visitors from injury. Risk Management expert Sean Purcell joins us to share a real incident that could have been prevented with proper guardrail use. We will review the context of
- [Electrical safety on the job-site: The shocking realities](http://blog.buildersmutual.com/electrical-safety-on-the-job-site-the-shocking-realities) - Electrocution is among the top four construction insurance claims—and it’s the fourth leading cause of death for construction workers across the United States. Awareness of electrical hazards should be a constant focus of everyone on the job-site. Here, risk management expert Sean Purcell, C-MESH, CBIA addresses why electrical safety must be part of every company’s
- [Know who you’re hiring](http://blog.buildersmutual.com/know-who-youre-hiring) - The labor shortage in construction over the past few years has created quite an aggressive hiring environment. Job-sites need workers, and when someone shows up and has a relevant work history, companies often jump to secure the labor. But other than the experience listed on the application, what do you really know about that person
- [Turning a near-miss into an opportunity](http://blog.buildersmutual.com/turning-a-near-miss-into-an-opportunity) - When a job-site accident occurs, immediate action is mandatory. Once the individuals involved are taken care of, there are reports to be made, claims to file, cleanup to be done. But what about near-miss non-accidents? Although there’s no definitive reporting necessary, risk management expert Sean Purcell shares why near-misses are a great opportunity to learn
- [Experience Modifier Impact: ValCon Masonry](http://blog.buildersmutual.com/experience-modifier-impact-valcon-masonry) - How an intentional culture of safety changed the bottom line. The Experience Modifier (E-Mod) can make or break a business. Unfortunately, many construction companies don’t know enough about this little number and its very big impact on the bottom line. Simply stated, the E-Mod is a calculation made by the National Council on Compensation Insurance
- [The Cost of What’s Lost: How to Avoid Job-site Theft](http://blog.buildersmutual.com/cost-whats-lost-avoid-job-site-theft) - Jjob-site theft is an epidemic affecting contractors throughout the nation. Contractors are skeptical about whether or not their job-site is at risk.
- [Does Your Fall Protection Fall Short?](http://blog.buildersmutual.com/does-your-fall-protection-fall-short) - When it comes to fall protection, don’t wait until you need it to use it. We turn to three experts at Builders Mutual to ensure you're prepared.
- [Workers’ Compensation 101](http://blog.buildersmutual.com/workers-compensation-101) - Builders Mutual is committed to providing our customers with industry insights and resources that impact construction safety, culture, and business. Here, we turned to one of our Risk Management experts, John O’Grady, CSP, MBA, to go back to the basics with an overview of Workers’ Compensation coverage. Because Workers’ Compensation insurance is such an important
- [Down in the Trenches: The Top 10 Trenching and Excavation Pitfalls.](http://blog.buildersmutual.com/trenches-top-10-trenching-excavation-pitfalls) - Developers, excavation contractors, utility contractors, masons, and even plumbers know the dangers of working in the trenches. A sudden cave-in can trap or even crush a worker. Asphyxiation from a lack of oxygen or the inhalation of toxic fumes threatens workers. The danger of an explosion or electrocution looms because of underground utilities. Surprisingly, even
- [Creating a security culture](http://blog.buildersmutual.com/creating-a-security-culture) - Chances are your company doesn’t have a cybersecurity pro on staff - someone to ensure your employees, business, and customer data stays safe. In fact, if you’re a small- to mid-sized company, security may get lost amid the busyness of simply getting your projects done on time and on budget. But security is an issue
- [A new perspective on employee appreciation](http://blog.buildersmutual.com/a-new-perspective-on-employee-appreciation) - Everyone wants—and needs—to feel valued. This is especially important for employees in today’s challenging times, whether they’re newly navigating “office” work from remote locations or they are busier than ever as essential workers, like those on the construction site. Recent research reveals that 69% of employees say they’d work harder if they were better appreciated.1
- [Hired and Non-owned Automobiles](http://blog.buildersmutual.com/hired-and-non-owned-automobiles) - If you’re a business owner or general contractor with a fairly big company, you may well own a fleet of vehicles for you and your employees to use on the job. If so, your auto policy most likely applies to all your owned vehicles, with fairly comprehensive coverage. But, when your business is smaller and
- [Additional Insured Endorsement](http://blog.buildersmutual.com/additional-insured-endorsement) - When you, as a general contractor, need to bolster your project team, it’s imperative to establish a written agreement with each subcontractor you use. There are several vital components to include in the contract (hold harmless and indemnity agreements, for example) in order to mitigate risks and reduce your liability. The first, and perhaps somewhat
- [Audit 101: Record keeping for subcontractor’s materials v/s labor](http://blog.buildersmutual.com/audit-101-record-keeping-for-subcontractors-materials-v-s-labor) - When preparing for your Premium Audit, materials and labor* are important considerations that can have an impact on the outcome of your audit. Depending on the documented amount of each, you may be able to reduce your exposure for some of the material costs paid to uninsured subcontractors. During your policy term, maintaining solid business
- [Put Your Guard Up: Guardrails protect everyone](http://blog.buildersmutual.com/put-your-guard-up-guardrails-protect-everyone) - By the time the average residential build is complete, 140 people will set foot on the job-site. If you take commercial job-sites into consideration, that number increases dramatically. Planned and unplanned visitors. There are usually two groups of people on your job-site. The first group includes your employees, sub-contractors, inspectors, and those making deliveries. Most
- [Prompt claims reporting](http://blog.buildersmutual.com/prompt-claims-reporting) - Your insurance premium isn't just another bill to pay each month. Your coverage is an important part of your business toolbox, helping to take care of injured workers, repair or replace damaged equipment, provide financial protection, and much more. Prompt claims reporting is important for speedy action if an incident does occur and will positively
- [Special Report: COVID-19 and the Hispanic population](http://blog.buildersmutual.com/special-report-covid-19-and-the-hispanic-population) - Safe practices on the job-site for oneself and others Since the formation of regulatory agencies, construction job-site PPE has focused on self-protection. From harnesses to hazmat suits, reducing and eliminating the risk of self-harm has been a vital part of working safely. Enter COVID-19. Now, whether federally mandated or required by management, the rules have
- [COVID-19 response: Small business resource guide](http://blog.buildersmutual.com/covid-19-response-small-business-resource-guide) - Practical information and strategic resources to point you in the right direction for mitigating or resolving COVID-19-related financial issues.
- [A Job-Site Response to COVID-19](http://blog.buildersmutual.com/a-job-site-response-to-covid-19) - Every day brings new information, insight, and challenges amid the COVID-19 pandemic. Uncertainty about the future, however, is creating the largest hurdle for most of us—and this is equally true for businesses within our industry. But we can all do our part to quell the spread of this new virus by taking responsible action as
- [Straight to-the-point training](http://blog.buildersmutual.com/straight-to-the-point-training) - Microlearning works. The small-chunk format fits our info-overloaded world. Whereas eyes may glaze over in a group presentation, this approach engages the mind and body of the recipient.
- [Leading safety, Part 1](http://blog.buildersmutual.com/leading-safety-part-1) - As a leader on the construction job-site, you have an opportunity to take on your role with confidence and guide your team toward maintaining a safe and satisfying workplace.
- [Job-site safety? There’s an app for that.](http://blog.buildersmutual.com/job-site-safety-theres-an-app-for-that) - Technology is enhancing job-sites and making it easier than ever to improve safety and job performance for GCs, supervisors, and crew members. Here's a list of mobile apps that can make a positive change on your job-site:
- [Fire safety on the job-site: Back to basics](http://blog.buildersmutual.com/fire-safety-on-the-job-site-back-to-basics) - Industry-specific insights for fire prevention and safety.
- [Growing older on the job-site](http://blog.buildersmutual.com/growing-older-on-the-job-site) - According to recent studies by the NAHB, the median age of construction workers in the U.S. is 42. This is actually a year older than the median age of the overall national labor force, and it’s making a significant impact on the job-site today—both in challenges and in benefits. Builders Mutual Senior Risk Management Consultant
- [Fleet dashcams and telematics: how a small investment can result in big savings](http://blog.buildersmutual.com/fleet-dashcams-and-telematics-how-a-small-investment-can-result-in-big-savings) - Fleet telematics and dashcams play a key role in everyday business operations and claims-related risk management. Here's how you can use these fleet tools to protect your business around the clock.
- [Retaining Key Employees](http://blog.buildersmutual.com/retaining-key-employees) - With the current labor shortage crisis, it is more important than ever to retain the employees—and subcontractors—you have. You know them. You trust them. So, what actions are necessary to keep them with you for the long run? Michele Hemric, assistant vice president of human resources and organizational effectiveness at Builders Mutual, along with Gary
- [Confronting the opioid crisis](http://blog.buildersmutual.com/confronting-the-opioid-crisis) - According to the Centers for Disease Control (CDC), opioids claim the lives of more than 130 people every day in the United States.1 A large portion of these deaths are due to misuse of and addiction to commonly prescribed painkillers. What are prescription opioids? You may know them as Vicodin, OxyContin, and Norco—medications many of
- [Not a risk worth taking](http://blog.buildersmutual.com/not-a-risk-worth-taking) - As a business owner, you care about protecting yourself, your business, and your employees. You may already have a General Liability policy and a Property policy, but is each of your building projects covered during the course of construction? Here, Jennifer Morgan, an Assistant Underwriting Operations Manager at Builders Mutual, explains why having a Builders
- [Put Your Guard Up: Meet OSHA standards with this guardrail checklist](http://blog.buildersmutual.com/put-your-guard-up-meet-osha-standards-with-this-guardrail-checklist) - Guardrails play a critical role in protecting workers and visitors on your job-site, but they work only when installed properly. Learn how to Put Your Guard Up correctly.
- [Rethinking the Employee Handbook: A valuable addition to your business’s toolkit](http://blog.buildersmutual.com/rethinking-the-employee-handbook-a-valuable-addition-to-your-businesss-toolkit) - Does your company use an employee handbook? When done well, an employee handbook can establish clear expectations for your team. Get started with these best practices:
- [Do You Have an Umbrella? Asking your agent about extra coverage](http://blog.buildersmutual.com/do-you-have-an-umbrella-asking-your-agent-about-extra-coverage) - Do you need extra coverage for your business? Add a layer of protection through an umbrella policy. Use these tips to start a conversation with your agent.
- [Heavy Lifting: Are You Following These Five Steps?](http://blog.buildersmutual.com/heavy-lifting) - When addressing the safety of your team, it’s important to think about workers’ overall health in addition to accident prevention. Many tasks in the construction industry can be labor-intensive, but with proper controls in place, all injuries are preventable. Musculoskeletal disorders (MSDs) are some of the most common forms of health and safety challenges in
- [Marketing Your Small Business: Good, Better, Best Next Steps](http://blog.buildersmutual.com/marketing-your-small-business-good-better-best-next-steps) - As a small business owner, you wear many hats, and the role of marketer is one of them. Luckily, there are ways to start small, build your network, and utilize resources. Once you take the time to lay the proper foundation, you can add good, better, and best practices to your marketing strategy. Jodi Vedelli,
- [Uncover Coverage Gaps: Check these top areas with your agent](http://blog.buildersmutual.com/uncover-coverage-gaps-check-these-top-areas-with-your-agent) - At Builders Mutual, we know insurance in the construction industry isn’t one size fits all. Each trade and business is unique, so each plan for coverage is different. Conversations with your agent help both of you to understand the risks for your company and tailor your policies to reflect those risks. Still, a coverage gap
- [Social Media 101: How to promote your business online](http://blog.buildersmutual.com/social-media-101-how-to-promote-your-business-online) - Social media provides small businesses with an excellent tool to market their products and services online and share what they do best. A social media platform can establish your online presence, especially if you don’t have a company website, and help you reach a broader customer base. With a little planning, social media will become
- [Preparing for an Audit: A brief overview of the premium auditing process](http://blog.buildersmutual.com/preparing-for-an-audit-a-brief-overview-of-the-premium-auditing-process) - If you maintain workers’ compensation and general liability insurance policies, an annual Premium Audit is part of the insurance process. Although the thought of completing a Premium Audit might seem daunting, with a little advanced planning, Premium Audits can be simple. We want to help you be prepared with the proper records and a thorough
- [Women in Construction: Finding the Right Personal Protective Equipment](http://blog.buildersmutual.com/women-in-construction-finding-the-right-personal-protective-equipment) - Today we are seeing more women in construction – and with that comes a need to address women’s safety. In 2014, 367 women died on the job, according to the National Safety Council, and 350,000 injuries caused women to miss days of work. When a safety exposure cannot be addressed through an engineering control or
- [Subcontract Agreements: Extra protection for general contractors](http://blog.buildersmutual.com/subcontract-agreements-extra-protection-for-general-contractors) - As a general contractor, you are often tasked with finding subcontractors for your projects. Whether you are looking for a plumbing team, electrical team, or beyond, adding new workers to your job-site is associated with many risks. To mitigate these risks, you should always establish a written agreement with your subcontractors. This is becoming a
- [Keeping Your Data Safe: A Cheat Sheet on Cybersecurity](http://blog.buildersmutual.com/cheat-sheet-on-cybersecurity) - With our society’s ever-increasing reliance on technology, personal and business information is nearly always stored on an electronic server or hard drive. This means the information about businesses, clients, and individual employees is at risk of being stolen by cybercriminals. Every person has a responsibility to maintain safe and secure practices when handling sensitive or
- [Returning to Work After an Injury: Create a Program for Your Injured Workers](http://blog.buildersmutual.com/returning-to-work-after-an-injury) - When an employee is injured on the job-site, he or she can be out of work for weeks or even months. If an injury occurs, your well-maintained written Return to Work program will help ensure that your employee gets back to work as quickly and safely as possible. Andy Baird, Risk Management Consultant at Builders
- [Danger in the Air: Implementing Respiratory Protection](http://blog.buildersmutual.com/danger-air-implementing-respiratory-protection) - The first article in this series discussed OSHA’s final rule on Occupational Exposure to Respirable Crystalline Silica, which reduces the permissible exposure limit (PEL) for crystalline silica from 250 to 50 micrograms per cubic meter of air (μg/m3), averaged over an eight-hour shift. The compliance date for the new rule for those in the construction industry
- [Working Toward a Drug-Free Workplace: Programs, policies, and practices](http://blog.buildersmutual.com/drug-free-workplace) - Drug and alcohol use and abuse are prevalent but preventable on the job-site. The National Survey on Drug Use and Health took a look into drug and alcohol users by industry. Their findings on full-time construction workers ages 18 to 64 were concerning: 11.6% are heavy drug users 16.5% are heavy alcohol users 14.3% have

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- [skilled laborers](http://blog.buildersmutual.com/tag/skilled-laborers)
- [recovery](http://blog.buildersmutual.com/tag/recovery)
- [thought leadership](http://blog.buildersmutual.com/tag/thought-leadership)
- [wage inflation](http://blog.buildersmutual.com/tag/wage-inflation)
- [industry](http://blog.buildersmutual.com/tag/industry)
- [professionals](http://blog.buildersmutual.com/tag/professionals)
- [contractor](http://blog.buildersmutual.com/tag/contractor)
- [recruiting](http://blog.buildersmutual.com/tag/recruiting)
- [hiring](http://blog.buildersmutual.com/tag/hiring)
- [quality workers](http://blog.buildersmutual.com/tag/quality-workers)
- [day laborer](http://blog.buildersmutual.com/tag/day-laborer)
- [construction worker](http://blog.buildersmutual.com/tag/construction-worker)
- [Michele Hemric](http://blog.buildersmutual.com/tag/michele-hemric)
- [offer](http://blog.buildersmutual.com/tag/offer)
- [veterans](http://blog.buildersmutual.com/tag/veterans)
- [home builders institute](http://blog.buildersmutual.com/tag/home-builders-institute)
- [worksteps](http://blog.buildersmutual.com/tag/worksteps)
- [intellicorp](http://blog.buildersmutual.com/tag/intellicorp)
- [recruit](http://blog.buildersmutual.com/tag/recruit)
- [vocational schools](http://blog.buildersmutual.com/tag/vocational-schools)
- [community colleges](http://blog.buildersmutual.com/tag/community-colleges)
- [carpentry](http://blog.buildersmutual.com/tag/carpentry)
- [electric](http://blog.buildersmutual.com/tag/electric)
- [plumbing](http://blog.buildersmutual.com/tag/plumbing)
- [Mike Gerber](http://blog.buildersmutual.com/tag/mike-gerber)
- [staffing](http://blog.buildersmutual.com/tag/staffing)
- [employee](http://blog.buildersmutual.com/tag/employee)
- [expectations](http://blog.buildersmutual.com/tag/expectations)
- [train](http://blog.buildersmutual.com/tag/train)
- [onboard](http://blog.buildersmutual.com/tag/onboard)
- [onboarding](http://blog.buildersmutual.com/tag/onboarding)
- [preparation](http://blog.buildersmutual.com/tag/preparation)
- [spanish](http://blog.buildersmutual.com/tag/spanish)
- [hire](http://blog.buildersmutual.com/tag/hire)
- [poor](http://blog.buildersmutual.com/tag/poor)
- [sean purcell](http://blog.buildersmutual.com/tag/sean-purcell)
- [job-site safety](http://blog.buildersmutual.com/tag/job-site-safety)
- [builders](http://blog.buildersmutual.com/tag/builders)
- [educate](http://blog.buildersmutual.com/tag/educate)
- [job-site safety institute](http://blog.buildersmutual.com/tag/job-site-safety-institute)
- [national association of home builders](http://blog.buildersmutual.com/tag/national-association-of-home-builders)
- [quality](http://blog.buildersmutual.com/tag/quality)
- [crew](http://blog.buildersmutual.com/tag/crew)
- [new hire](http://blog.buildersmutual.com/tag/new-hire)
- [productivity](http://blog.buildersmutual.com/tag/productivity)
- [financial cost](http://blog.buildersmutual.com/tag/financial-cost)
- [reputation](http://blog.buildersmutual.com/tag/reputation)
- [background checks](http://blog.buildersmutual.com/tag/background-checks)
- [resumes](http://blog.buildersmutual.com/tag/resumes)
- [references](http://blog.buildersmutual.com/tag/references)
- [ladder safety month](http://blog.buildersmutual.com/tag/ladder-safety-month)
- [ladders](http://blog.buildersmutual.com/tag/ladders)
- [safety education](http://blog.buildersmutual.com/tag/safety-education)
- [accidents](http://blog.buildersmutual.com/tag/accidents)
- [falls](http://blog.buildersmutual.com/tag/falls)
- [english](http://blog.buildersmutual.com/tag/english)
- [basics](http://blog.buildersmutual.com/tag/basics)
- [management](http://blog.buildersmutual.com/tag/management)
- [safety culture](http://blog.buildersmutual.com/tag/safety-culture)
- [owner](http://blog.buildersmutual.com/tag/owner)
- [business](http://blog.buildersmutual.com/tag/business)
- [mission statement](http://blog.buildersmutual.com/tag/mission-statement)
- [value statement](http://blog.buildersmutual.com/tag/value-statement)
- [proactive accountability](http://blog.buildersmutual.com/tag/proactive-accountability)
- [vision](http://blog.buildersmutual.com/tag/vision)
- [goals](http://blog.buildersmutual.com/tag/goals)
- [strategy](http://blog.buildersmutual.com/tag/strategy)
- [distracted](http://blog.buildersmutual.com/tag/distracted)
- [hazard](http://blog.buildersmutual.com/tag/hazard)
- [highway](http://blog.buildersmutual.com/tag/highway)
- [health](http://blog.buildersmutual.com/tag/health)
- [national safety council](http://blog.buildersmutual.com/tag/national-safety-council)
- [death](http://blog.buildersmutual.com/tag/death)
- [company vehicles](http://blog.buildersmutual.com/tag/company-vehicles)
- [backhoe](http://blog.buildersmutual.com/tag/backhoe)
- [bulldozer](http://blog.buildersmutual.com/tag/bulldozer)
- [excavator](http://blog.buildersmutual.com/tag/excavator)
- [heavy machinery](http://blog.buildersmutual.com/tag/heavy-machinery)
- [task](http://blog.buildersmutual.com/tag/task)
- [hands-free driving](http://blog.buildersmutual.com/tag/hands-free-driving)
- [cellphone](http://blog.buildersmutual.com/tag/cellphone)
- [phone](http://blog.buildersmutual.com/tag/phone)
- [coverage](http://blog.buildersmutual.com/tag/coverage)
- [accountability](http://blog.buildersmutual.com/tag/accountability)
- [proactive](http://blog.buildersmutual.com/tag/proactive)
- [andy baird](http://blog.buildersmutual.com/tag/andy-baird)
- [blaming](http://blog.buildersmutual.com/tag/blaming)
- [ignoring](http://blog.buildersmutual.com/tag/ignoring)
- [denying](http://blog.buildersmutual.com/tag/denying)
- [deferring](http://blog.buildersmutual.com/tag/deferring)
- [behavior](http://blog.buildersmutual.com/tag/behavior)
- [challenges](http://blog.buildersmutual.com/tag/challenges)
- [learn](http://blog.buildersmutual.com/tag/learn)
- [grow](http://blog.buildersmutual.com/tag/grow)
- [procedures](http://blog.buildersmutual.com/tag/procedures)
- [conflict resolution](http://blog.buildersmutual.com/tag/conflict-resolution)
- [admit](http://blog.buildersmutual.com/tag/admit)
- [accept](http://blog.buildersmutual.com/tag/accept)
- [act](http://blog.buildersmutual.com/tag/act)
- [solutions](http://blog.buildersmutual.com/tag/solutions)
- [initiative](http://blog.buildersmutual.com/tag/initiative)
- [risk manager](http://blog.buildersmutual.com/tag/risk-manager)
- [good job](http://blog.buildersmutual.com/tag/good-job)
- [culture](http://blog.buildersmutual.com/tag/culture)
- [patricia urtecho](http://blog.buildersmutual.com/tag/patricia-urtecho)
- [diversity](http://blog.buildersmutual.com/tag/diversity)
- [workforce](http://blog.buildersmutual.com/tag/workforce)
- [hispanic](http://blog.buildersmutual.com/tag/hispanic)
- [latino](http://blog.buildersmutual.com/tag/latino)
- [trade](http://blog.buildersmutual.com/tag/trade)
- [work ethic](http://blog.buildersmutual.com/tag/work-ethic)
- [vulnerable](http://blog.buildersmutual.com/tag/vulnerable)
- [injuries](http://blog.buildersmutual.com/tag/injuries)
- [fatality](http://blog.buildersmutual.com/tag/fatality)
- [high turnover](http://blog.buildersmutual.com/tag/high-turnover)
- [language barrier](http://blog.buildersmutual.com/tag/language-barrier)
- [mexican](http://blog.buildersmutual.com/tag/mexican)
- [argentinian](http://blog.buildersmutual.com/tag/argentinian)
- [stop](http://blog.buildersmutual.com/tag/stop)
- [critical](http://blog.buildersmutual.com/tag/critical)
- [translation](http://blog.buildersmutual.com/tag/translation)
- [power distance](http://blog.buildersmutual.com/tag/power-distance)
- [masculinity](http://blog.buildersmutual.com/tag/masculinity)
- [uncertainty avoidance](http://blog.buildersmutual.com/tag/uncertainty-avoidance)
- [success](http://blog.buildersmutual.com/tag/success)
- [basic training](http://blog.buildersmutual.com/tag/basic-training)
- [minimize risk](http://blog.buildersmutual.com/tag/minimize-risk)
- [workplace influencer](http://blog.buildersmutual.com/tag/workplace-influencer)
- [el charpp](http://blog.buildersmutual.com/tag/el-charpp)
- [driver monitoring](http://blog.buildersmutual.com/tag/driver-monitoring)
- [zendrive](http://blog.buildersmutual.com/tag/zendrive)
- [phones](http://blog.buildersmutual.com/tag/phones)
- [liability](http://blog.buildersmutual.com/tag/liability)
- [injury](http://blog.buildersmutual.com/tag/injury)
- [builders mutual](http://blog.buildersmutual.com/tag/builders-mutual)
- [fleetwatch](http://blog.buildersmutual.com/tag/fleetwatch)
- [how's my driving](http://blog.buildersmutual.com/tag/hows-my-driving)
- [sticker](http://blog.buildersmutual.com/tag/sticker)
- [gps tracking](http://blog.buildersmutual.com/tag/gps-tracking)
- [policyholder](http://blog.buildersmutual.com/tag/policyholder)
- [telematics](http://blog.buildersmutual.com/tag/telematics)
- [alerts](http://blog.buildersmutual.com/tag/alerts)
- [fleet manager](http://blog.buildersmutual.com/tag/fleet-manager)
- [camera](http://blog.buildersmutual.com/tag/camera)
- [dual camera system](http://blog.buildersmutual.com/tag/dual-camera-system)
- [video](http://blog.buildersmutual.com/tag/video)
- [audio](http://blog.buildersmutual.com/tag/audio)
- [footage](http://blog.buildersmutual.com/tag/footage)
- [risk-reduction](http://blog.buildersmutual.com/tag/risk-reduction)
- [distracted driving](http://blog.buildersmutual.com/tag/distracted-driving)
- [vehicle](http://blog.buildersmutual.com/tag/vehicle)
- [safe driving](http://blog.buildersmutual.com/tag/safe-driving)
- [cargo](http://blog.buildersmutual.com/tag/cargo)
- [visibility](http://blog.buildersmutual.com/tag/visibility)
- [window](http://blog.buildersmutual.com/tag/window)
- [mirror](http://blog.buildersmutual.com/tag/mirror)
- [emergency](http://blog.buildersmutual.com/tag/emergency)
- [hard hat](http://blog.buildersmutual.com/tag/hard-hat)
- [driver fatigue](http://blog.buildersmutual.com/tag/driver-fatigue)
- [national highway traffic safety association](http://blog.buildersmutual.com/tag/national-highway-traffic-safety-association)
- [fatigue](http://blog.buildersmutual.com/tag/fatigue)
- [rear-end collisions](http://blog.buildersmutual.com/tag/rear-end-collisions)
- [medicine](http://blog.buildersmutual.com/tag/medicine)
- [collision](http://blog.buildersmutual.com/tag/collision)
- [intersections](http://blog.buildersmutual.com/tag/intersections)
- [left turns](http://blog.buildersmutual.com/tag/left-turns)
- [accident](http://blog.buildersmutual.com/tag/accident)
- [breakdown](http://blog.buildersmutual.com/tag/breakdown)
- [roadside](http://blog.buildersmutual.com/tag/roadside)
- [NAPA](http://blog.buildersmutual.com/tag/napa)
- [tire](http://blog.buildersmutual.com/tag/tire)
- [wheel](http://blog.buildersmutual.com/tag/wheel)
- [signals](http://blog.buildersmutual.com/tag/signals)
- [builders university](http://blog.buildersmutual.com/tag/builders-university)
- [prevent](http://blog.buildersmutual.com/tag/prevent)
- [plan](http://blog.buildersmutual.com/tag/plan)
- [protect](http://blog.buildersmutual.com/tag/protect)
- [claims](http://blog.buildersmutual.com/tag/claims)
- [wendy maunu](http://blog.buildersmutual.com/tag/wendy-maunu)
- [tina hill](http://blog.buildersmutual.com/tag/tina-hill)
- [checklist](http://blog.buildersmutual.com/tag/checklist)
- [experts](http://blog.buildersmutual.com/tag/experts)
- [danger](http://blog.buildersmutual.com/tag/danger)
- [responsibility](http://blog.buildersmutual.com/tag/responsibility)
- [action plan](http://blog.buildersmutual.com/tag/action-plan)
- [workers' compensation](http://blog.buildersmutual.com/tag/workers-compensation)
- [drug-free](http://blog.buildersmutual.com/tag/drug-free)
- [CPR](http://blog.buildersmutual.com/tag/cpr)
- [first aid](http://blog.buildersmutual.com/tag/first-aid)
- [toolbox talks](http://blog.buildersmutual.com/tag/toolbox-talks)
- [inspection](http://blog.buildersmutual.com/tag/inspection)
- [simplify](http://blog.buildersmutual.com/tag/simplify)
- [lifting](http://blog.buildersmutual.com/tag/lifting)
- [heavy](http://blog.buildersmutual.com/tag/heavy)
- [musculoskeletal disorders](http://blog.buildersmutual.com/tag/musculoskeletal-disorders)
- [MSDs](http://blog.buildersmutual.com/tag/msds)
- [manual handling](http://blog.buildersmutual.com/tag/manual-handling)
- [heavy loads](http://blog.buildersmutual.com/tag/heavy-loads)
- [wrist injuries](http://blog.buildersmutual.com/tag/wrist-injuries)
- [Adam DeVantier](http://blog.buildersmutual.com/tag/adam-devantier)
- [risk management consultant](http://blog.buildersmutual.com/tag/risk-management-consultant)
- [physicals](http://blog.buildersmutual.com/tag/physicals)
- [previous injuries](http://blog.buildersmutual.com/tag/previous-injuries)
- [physical abilities test](http://blog.buildersmutual.com/tag/physical-abilities-test)
- [PAT](http://blog.buildersmutual.com/tag/pat)
- [fitness](http://blog.buildersmutual.com/tag/fitness)
- [occupational health clinic](http://blog.buildersmutual.com/tag/occupational-health-clinic)
- [resources](http://blog.buildersmutual.com/tag/resources)
- [emergency room](http://blog.buildersmutual.com/tag/emergency-room)
- [ER](http://blog.buildersmutual.com/tag/er)
- [urgent care](http://blog.buildersmutual.com/tag/urgent-care)
- [medical attention](http://blog.buildersmutual.com/tag/medical-attention)
- [facility](http://blog.buildersmutual.com/tag/facility)
- [life-or-death](http://blog.buildersmutual.com/tag/life-or-death)
- [bleeding](http://blog.buildersmutual.com/tag/bleeding)
- [limb](http://blog.buildersmutual.com/tag/limb)
- [head injury](http://blog.buildersmutual.com/tag/head-injury)
- [wait time](http://blog.buildersmutual.com/tag/wait-time)
- [adjuster](http://blog.buildersmutual.com/tag/adjuster)
- [relationship](http://blog.buildersmutual.com/tag/relationship)
- [pre-injury agreement](http://blog.buildersmutual.com/tag/pre-injury-agreement)
- [policyholders](http://blog.buildersmutual.com/tag/policyholders)
- [communicate](http://blog.buildersmutual.com/tag/communicate)
- [post-accident drug test](http://blog.buildersmutual.com/tag/post-accident-drug-test)
- [medical notes](http://blog.buildersmutual.com/tag/medical-notes)
- [return-to-work](http://blog.buildersmutual.com/tag/return-to-work)
- [hospital](http://blog.buildersmutual.com/tag/hospital)
- [injured employee](http://blog.buildersmutual.com/tag/injured-employee)
- [physician](http://blog.buildersmutual.com/tag/physician)
- [frustration](http://blog.buildersmutual.com/tag/frustration)
- [free-standing emergency facility](http://blog.buildersmutual.com/tag/free-standing-emergency-facility)
- [medical care](http://blog.buildersmutual.com/tag/medical-care)
- [injury plan](http://blog.buildersmutual.com/tag/injury-plan)
- [job-site injury](http://blog.buildersmutual.com/tag/job-site-injury)
- [summer](http://blog.buildersmutual.com/tag/summer)
- [heat](http://blog.buildersmutual.com/tag/heat)
- [heat-related illness](http://blog.buildersmutual.com/tag/heat-related-illness)
- [prepare](http://blog.buildersmutual.com/tag/prepare)
- [tips](http://blog.buildersmutual.com/tag/tips)
- [hot weather](http://blog.buildersmutual.com/tag/hot-weather)
- [risky](http://blog.buildersmutual.com/tag/risky)
- [risks](http://blog.buildersmutual.com/tag/risks)
- [workers](http://blog.buildersmutual.com/tag/workers)
- [hazardous](http://blog.buildersmutual.com/tag/hazardous)
- [temperature](http://blog.buildersmutual.com/tag/temperature)
- [pat urtecho](http://blog.buildersmutual.com/tag/pat-urtecho)
- [symptoms](http://blog.buildersmutual.com/tag/symptoms)
- [heat stroke](http://blog.buildersmutual.com/tag/heat-stroke)
- [heat exhuastion](http://blog.buildersmutual.com/tag/heat-exhuastion)
- [heat cramps](http://blog.buildersmutual.com/tag/heat-cramps)
- [sweating](http://blog.buildersmutual.com/tag/sweating)
- [body temperature](http://blog.buildersmutual.com/tag/body-temperature)
- [fatal](http://blog.buildersmutual.com/tag/fatal)
- [cool area](http://blog.buildersmutual.com/tag/cool-area)
- [sports drinks](http://blog.buildersmutual.com/tag/sports-drinks)
- [carbohydrate-electrolyte beverage](http://blog.buildersmutual.com/tag/carbohydrate-electrolyte-beverage)
- [hydration](http://blog.buildersmutual.com/tag/hydration)
- [cool](http://blog.buildersmutual.com/tag/cool)
- [drinking water](http://blog.buildersmutual.com/tag/drinking-water)
- [personal protective](http://blog.buildersmutual.com/tag/personal-protective)
- [lightweight](http://blog.buildersmutual.com/tag/lightweight)
- [vest](http://blog.buildersmutual.com/tag/vest)
- [gel](http://blog.buildersmutual.com/tag/gel)
- [ice packs](http://blog.buildersmutual.com/tag/ice-packs)
- [frogg toggs](http://blog.buildersmutual.com/tag/frogg-toggs)
- [cooling towel](http://blog.buildersmutual.com/tag/cooling-towel)
- [first responder](http://blog.buildersmutual.com/tag/first-responder)
- [seasons](http://blog.buildersmutual.com/tag/seasons)
- [hot](http://blog.buildersmutual.com/tag/hot)
- [days](http://blog.buildersmutual.com/tag/days)
- [temperatures](http://blog.buildersmutual.com/tag/temperatures)
- [bureau or labor and statistics](http://blog.buildersmutual.com/tag/bureau-or-labor-and-statistics)
- [body](http://blog.buildersmutual.com/tag/body)
- [consumption](http://blog.buildersmutual.com/tag/consumption)
- [thirst](http://blog.buildersmutual.com/tag/thirst)
- [dehydration](http://blog.buildersmutual.com/tag/dehydration)
- [fluid levels](http://blog.buildersmutual.com/tag/fluid-levels)
- [sweat](http://blog.buildersmutual.com/tag/sweat)
- [tears](http://blog.buildersmutual.com/tag/tears)
- [breathing](http://blog.buildersmutual.com/tag/breathing)
- [kidneys](http://blog.buildersmutual.com/tag/kidneys)
- [electrolytes vitamins](http://blog.buildersmutual.com/tag/electrolytes-vitamins)
- [sodium](http://blog.buildersmutual.com/tag/sodium)
- [glasses](http://blog.buildersmutual.com/tag/glasses)
- [H2O](http://blog.buildersmutual.com/tag/h2o)
- [headaches](http://blog.buildersmutual.com/tag/headaches)
- [medical](http://blog.buildersmutual.com/tag/medical)
- [hurricane](http://blog.buildersmutual.com/tag/hurricane)
- [storm](http://blog.buildersmutual.com/tag/storm)
- [resource](http://blog.buildersmutual.com/tag/resource)
- [agent](http://blog.buildersmutual.com/tag/agent)
- [file](http://blog.buildersmutual.com/tag/file)
- [damage](http://blog.buildersmutual.com/tag/damage)
- [claims agent](http://blog.buildersmutual.com/tag/claims-agent)
- [tropical storm](http://blog.buildersmutual.com/tag/tropical-storm)
- [post-hurricane](http://blog.buildersmutual.com/tag/post-hurricane)
- [guide](http://blog.buildersmutual.com/tag/guide)
- [jeff lenhart](http://blog.buildersmutual.com/tag/jeff-lenhart)
- [property damage](http://blog.buildersmutual.com/tag/property-damage)
- [claims litigation specialist](http://blog.buildersmutual.com/tag/claims-litigation-specialist)
- [recommendation](http://blog.buildersmutual.com/tag/recommendation)
- [flood water](http://blog.buildersmutual.com/tag/flood-water)
- [heavy objects](http://blog.buildersmutual.com/tag/heavy-objects)
- [wind damage](http://blog.buildersmutual.com/tag/wind-damage)
- [animals](http://blog.buildersmutual.com/tag/animals)
- [photos](http://blog.buildersmutual.com/tag/photos)
- [before and after](http://blog.buildersmutual.com/tag/before-and-after)
- [document](http://blog.buildersmutual.com/tag/document)
- [insurance claim](http://blog.buildersmutual.com/tag/insurance-claim)
- [branches](http://blog.buildersmutual.com/tag/branches)
- [debris](http://blog.buildersmutual.com/tag/debris)
- [notes](http://blog.buildersmutual.com/tag/notes)
- [drug](http://blog.buildersmutual.com/tag/drug)
- [workplace](http://blog.buildersmutual.com/tag/workplace)
- [program](http://blog.buildersmutual.com/tag/program)
- [user](http://blog.buildersmutual.com/tag/user)
- [disorder](http://blog.buildersmutual.com/tag/disorder)
- [alcohol](http://blog.buildersmutual.com/tag/alcohol)
- [substance](http://blog.buildersmutual.com/tag/substance)
- [cost](http://blog.buildersmutual.com/tag/cost)
- [drug culture](http://blog.buildersmutual.com/tag/drug-culture)
- [supervisor](http://blog.buildersmutual.com/tag/supervisor)
- [drug-related](http://blog.buildersmutual.com/tag/drug-related)
- [premium](http://blog.buildersmutual.com/tag/premium)
- [educating](http://blog.buildersmutual.com/tag/educating)
- [drug and alcohol programs](http://blog.buildersmutual.com/tag/drug-and-alcohol-programs)
- [state government](http://blog.buildersmutual.com/tag/state-government)
- [drug test](http://blog.buildersmutual.com/tag/drug-test)
- [pre-employment](http://blog.buildersmutual.com/tag/pre-employment)
- [education](http://blog.buildersmutual.com/tag/education)
- [random testing](http://blog.buildersmutual.com/tag/random-testing)
- [reasonable suspicion testing](http://blog.buildersmutual.com/tag/reasonable-suspicion-testing)
- [post-accident testing](http://blog.buildersmutual.com/tag/post-accident-testing)
- [zero-tolerance](http://blog.buildersmutual.com/tag/zero-tolerance)
- [cybersecurity](http://blog.buildersmutual.com/tag/cybersecurity)
- [data](http://blog.buildersmutual.com/tag/data)
- [digital](http://blog.buildersmutual.com/tag/digital)
- [marty coolidge](http://blog.buildersmutual.com/tag/marty-coolidge)
- [IT](http://blog.buildersmutual.com/tag/it)
- [security](http://blog.buildersmutual.com/tag/security)
- [Administrator](http://blog.buildersmutual.com/tag/administrator)
- [cybercriminals](http://blog.buildersmutual.com/tag/cybercriminals)
- [information](http://blog.buildersmutual.com/tag/information)
- [social engineering](http://blog.buildersmutual.com/tag/social-engineering)
- [phishing](http://blog.buildersmutual.com/tag/phishing)
- [attacks](http://blog.buildersmutual.com/tag/attacks)
- [exploitation](http://blog.buildersmutual.com/tag/exploitation)
- [email](http://blog.buildersmutual.com/tag/email)
- [scam](http://blog.buildersmutual.com/tag/scam)
- [deceptive](http://blog.buildersmutual.com/tag/deceptive)
- [trick](http://blog.buildersmutual.com/tag/trick)
- [suspicious](http://blog.buildersmutual.com/tag/suspicious)
- [sender](http://blog.buildersmutual.com/tag/sender)
- [attachments](http://blog.buildersmutual.com/tag/attachments)
- [passwords](http://blog.buildersmutual.com/tag/passwords)
- [data breach](http://blog.buildersmutual.com/tag/data-breach)
- [verizon](http://blog.buildersmutual.com/tag/verizon)
- [multifactor authentication](http://blog.buildersmutual.com/tag/multifactor-authentication)
- [two-factor](http://blog.buildersmutual.com/tag/two-factor)
- [strong](http://blog.buildersmutual.com/tag/strong)
- [secure](http://blog.buildersmutual.com/tag/secure)
- [symbols](http://blog.buildersmutual.com/tag/symbols)
- [numbers](http://blog.buildersmutual.com/tag/numbers)
- [uppercase letter](http://blog.buildersmutual.com/tag/uppercase-letter)
- [complex password](http://blog.buildersmutual.com/tag/complex-password)
- [phrase](http://blog.buildersmutual.com/tag/phrase)
- [device](http://blog.buildersmutual.com/tag/device)
- [updates](http://blog.buildersmutual.com/tag/updates)
- [system vulnerabilities](http://blog.buildersmutual.com/tag/system-vulnerabilities)
- [telecommuting](http://blog.buildersmutual.com/tag/telecommuting)
- [wi-fi](http://blog.buildersmutual.com/tag/wi-fi)
- [hotspot](http://blog.buildersmutual.com/tag/hotspot)
- [public access points](http://blog.buildersmutual.com/tag/public-access-points)
- [routers](http://blog.buildersmutual.com/tag/routers)
- [cybercriminal](http://blog.buildersmutual.com/tag/cybercriminal)
- [VPN](http://blog.buildersmutual.com/tag/vpn)
- [virtual private network](http://blog.buildersmutual.com/tag/virtual-private-network)
- [encrypt](http://blog.buildersmutual.com/tag/encrypt)
- [technology](http://blog.buildersmutual.com/tag/technology)
- [cybersecure](http://blog.buildersmutual.com/tag/cybersecure)
- [cyberattack](http://blog.buildersmutual.com/tag/cyberattack)
- [architecture](http://blog.buildersmutual.com/tag/architecture)
- [network](http://blog.buildersmutual.com/tag/network)
- [capable](http://blog.buildersmutual.com/tag/capable)
- [cost-effective](http://blog.buildersmutual.com/tag/cost-effective)
- [description](http://blog.buildersmutual.com/tag/description)
- [estimator](http://blog.buildersmutual.com/tag/estimator)
- [healthcare](http://blog.buildersmutual.com/tag/healthcare)
- [injured](http://blog.buildersmutual.com/tag/injured)
- [job](http://blog.buildersmutual.com/tag/job)
- [job analysis](http://blog.buildersmutual.com/tag/job-analysis)
- [language training](http://blog.buildersmutual.com/tag/language-training)
- [medically safe](http://blog.buildersmutual.com/tag/medically-safe)
- [milk and bread program](http://blog.buildersmutual.com/tag/milk-and-bread-program)
- [morale](http://blog.buildersmutual.com/tag/morale)
- [partial health](http://blog.buildersmutual.com/tag/partial-health)
- [practices](http://blog.buildersmutual.com/tag/practices)
- [Return to Work program](http://blog.buildersmutual.com/tag/return-to-work-program)
- [returning to work](http://blog.buildersmutual.com/tag/returning-to-work)
- [rosetta stone](http://blog.buildersmutual.com/tag/rosetta-stone)
- [RTW](http://blog.buildersmutual.com/tag/rtw)
- [safely](http://blog.buildersmutual.com/tag/safely)
- [safety inspector](http://blog.buildersmutual.com/tag/safety-inspector)
- [shadowing](http://blog.buildersmutual.com/tag/shadowing)
- [teacher](http://blog.buildersmutual.com/tag/teacher)
- [team](http://blog.buildersmutual.com/tag/team)
- [transitional work](http://blog.buildersmutual.com/tag/transitional-work)
- [work](http://blog.buildersmutual.com/tag/work)
- [written](http://blog.buildersmutual.com/tag/written)
- [backhoes](http://blog.buildersmutual.com/tag/backhoes)
- [behavior training](http://blog.buildersmutual.com/tag/behavior-training)
- [bulldozers](http://blog.buildersmutual.com/tag/bulldozers)
- [career](http://blog.buildersmutual.com/tag/career)
- [consultant](http://blog.buildersmutual.com/tag/consultant)
- [demographic](http://blog.buildersmutual.com/tag/demographic)
- [dump trucks](http://blog.buildersmutual.com/tag/dump-trucks)
- [female](http://blog.buildersmutual.com/tag/female)
- [final cleanup crew](http://blog.buildersmutual.com/tag/final-cleanup-crew)
- [finishing work](http://blog.buildersmutual.com/tag/finishing-work)
- [forklifts](http://blog.buildersmutual.com/tag/forklifts)
- [gender](http://blog.buildersmutual.com/tag/gender)
- [general contractors](http://blog.buildersmutual.com/tag/general-contractors)
- [harassment](http://blog.buildersmutual.com/tag/harassment)
- [intimidation](http://blog.buildersmutual.com/tag/intimidation)
- [jobs](http://blog.buildersmutual.com/tag/jobs)
- [labor](http://blog.buildersmutual.com/tag/labor)
- [lifting equipment](http://blog.buildersmutual.com/tag/lifting-equipment)
- [National Association of Women in Construction](http://blog.buildersmutual.com/tag/national-association-of-women-in-construction)
- [NAWIC](http://blog.buildersmutual.com/tag/nawic)
- [opportunity](http://blog.buildersmutual.com/tag/opportunity)
- [painting](http://blog.buildersmutual.com/tag/painting)
- [portable toilet](http://blog.buildersmutual.com/tag/portable-toilet)
- [sanitation](http://blog.buildersmutual.com/tag/sanitation)
- [shortage](http://blog.buildersmutual.com/tag/shortage)
- [skilled](http://blog.buildersmutual.com/tag/skilled)
- [skills training](http://blog.buildersmutual.com/tag/skills-training)
- [strength](http://blog.buildersmutual.com/tag/strength)
- [Tara LeDuc](http://blog.buildersmutual.com/tag/tara-leduc)
- [toilet](http://blog.buildersmutual.com/tag/toilet)
- [violence](http://blog.buildersmutual.com/tag/violence)
- [women](http://blog.buildersmutual.com/tag/women)
- [alter](http://blog.buildersmutual.com/tag/alter)
- [baggy](http://blog.buildersmutual.com/tag/baggy)
- [clothing](http://blog.buildersmutual.com/tag/clothing)
- [coveralls](http://blog.buildersmutual.com/tag/coveralls)
- [dexterity](http://blog.buildersmutual.com/tag/dexterity)
- [disproportionate](http://blog.buildersmutual.com/tag/disproportionate)
- [engineering](http://blog.buildersmutual.com/tag/engineering)
- [exposure](http://blog.buildersmutual.com/tag/exposure)
- [fit](http://blog.buildersmutual.com/tag/fit)
- [flexible](http://blog.buildersmutual.com/tag/flexible)
- [gloves](http://blog.buildersmutual.com/tag/gloves)
- [hard hats](http://blog.buildersmutual.com/tag/hard-hats)
- [holes](http://blog.buildersmutual.com/tag/holes)
- [manufacturers](http://blog.buildersmutual.com/tag/manufacturers)
- [mobility](http://blog.buildersmutual.com/tag/mobility)
- [moisture-wicking](http://blog.buildersmutual.com/tag/moisture-wicking)
- [safety equipment](http://blog.buildersmutual.com/tag/safety-equipment)
- [safety risks](http://blog.buildersmutual.com/tag/safety-risks)
- [shoe covers](http://blog.buildersmutual.com/tag/shoe-covers)
- [SPI](http://blog.buildersmutual.com/tag/spi)
- [stretch-capable](http://blog.buildersmutual.com/tag/stretch-capable)
- [useless](http://blog.buildersmutual.com/tag/useless)
- [wear](http://blog.buildersmutual.com/tag/wear)
- [woman](http://blog.buildersmutual.com/tag/woman)
- [attorney](http://blog.buildersmutual.com/tag/attorney)
- [communication plan](http://blog.buildersmutual.com/tag/communication-plan)
- [general policies](http://blog.buildersmutual.com/tag/general-policies)
- [hold harmless](http://blog.buildersmutual.com/tag/hold-harmless)
- [incurred](http://blog.buildersmutual.com/tag/incurred)
- [indemnification](http://blog.buildersmutual.com/tag/indemnification)
- [insurance requirement](http://blog.buildersmutual.com/tag/insurance-requirement)
- [legal](http://blog.buildersmutual.com/tag/legal)
- [loss](http://blog.buildersmutual.com/tag/loss)
- [preventing loss](http://blog.buildersmutual.com/tag/preventing-loss)
- [project](http://blog.buildersmutual.com/tag/project)
- [risk of loss](http://blog.buildersmutual.com/tag/risk-of-loss)
- [risk transfer](http://blog.buildersmutual.com/tag/risk-transfer)
- [Sandy Keck](http://blog.buildersmutual.com/tag/sandy-keck)
- [sign](http://blog.buildersmutual.com/tag/sign)
- [subcontractor agreements](http://blog.buildersmutual.com/tag/subcontractor-agreements)
- [trust](http://blog.buildersmutual.com/tag/trust)
- [underwriter](http://blog.buildersmutual.com/tag/underwriter)
- [written agreement](http://blog.buildersmutual.com/tag/written-agreement)
- [builders risk](http://blog.buildersmutual.com/tag/builders-risk)
- [customer](http://blog.buildersmutual.com/tag/customer)
- [house](http://blog.buildersmutual.com/tag/house)
- [toolbox](http://blog.buildersmutual.com/tag/toolbox)
- [personal pro](http://blog.buildersmutual.com/tag/personal-pro)
- [John O'Grady](http://blog.buildersmutual.com/tag/john-ogrady)
- [nontraditional](http://blog.buildersmutual.com/tag/nontraditional)
- [guardrails](http://blog.buildersmutual.com/tag/guardrails)
- [handrails](http://blog.buildersmutual.com/tag/handrails)
- [scaffolding](http://blog.buildersmutual.com/tag/scaffolding)
- [mobile technology](http://blog.buildersmutual.com/tag/mobile-technology)
- [guards](http://blog.buildersmutual.com/tag/guards)
- [wearable protection](http://blog.buildersmutual.com/tag/wearable-protection)
- [defense](http://blog.buildersmutual.com/tag/defense)
- [hazard assessment](http://blog.buildersmutual.com/tag/hazard-assessment)
- [preventable](http://blog.buildersmutual.com/tag/preventable)
- [protective](http://blog.buildersmutual.com/tag/protective)
- [hole coverings](http://blog.buildersmutual.com/tag/hole-coverings)
- [barriers](http://blog.buildersmutual.com/tag/barriers)
- [planning](http://blog.buildersmutual.com/tag/planning)
- [heights](http://blog.buildersmutual.com/tag/heights)
- [heavy equipment](http://blog.buildersmutual.com/tag/heavy-equipment)
- [experience](http://blog.buildersmutual.com/tag/experience)
- [manufacter](http://blog.buildersmutual.com/tag/manufacter)
- [ANSI](http://blog.buildersmutual.com/tag/ansi)
- [hearing](http://blog.buildersmutual.com/tag/hearing)
- [ear protection](http://blog.buildersmutual.com/tag/ear-protection)
- [ears](http://blog.buildersmutual.com/tag/ears)
- [hear](http://blog.buildersmutual.com/tag/hear)
- [loud](http://blog.buildersmutual.com/tag/loud)
- [disruptive](http://blog.buildersmutual.com/tag/disruptive)
- [noise](http://blog.buildersmutual.com/tag/noise)
- [hearing loss](http://blog.buildersmutual.com/tag/hearing-loss)
- [NIOSH](http://blog.buildersmutual.com/tag/niosh)
- [noise levels](http://blog.buildersmutual.com/tag/noise-levels)
- [occupational hearing loss](http://blog.buildersmutual.com/tag/occupational-hearing-loss)
- [Michael Faith](http://blog.buildersmutual.com/tag/michael-faith)
- [ringing](http://blog.buildersmutual.com/tag/ringing)
- [pain](http://blog.buildersmutual.com/tag/pain)
- [gradual-onset condition](http://blog.buildersmutual.com/tag/gradual-onset-condition)
- [earplus](http://blog.buildersmutual.com/tag/earplus)
- [earmuffs](http://blog.buildersmutual.com/tag/earmuffs)
- [Sound Level Meter](http://blog.buildersmutual.com/tag/sound-level-meter)
- [music](http://blog.buildersmutual.com/tag/music)
- [Bill Blanks](http://blog.buildersmutual.com/tag/bill-blanks)
- [work environment](http://blog.buildersmutual.com/tag/work-environment)
- [foot traffic](http://blog.buildersmutual.com/tag/foot-traffic)
- [taped](http://blog.buildersmutual.com/tag/taped)
- [coned-off](http://blog.buildersmutual.com/tag/coned-off)
- [underneath](http://blog.buildersmutual.com/tag/underneath)
- [outdoors](http://blog.buildersmutual.com/tag/outdoors)
- [unstable footing](http://blog.buildersmutual.com/tag/unstable-footing)
- [destabilize](http://blog.buildersmutual.com/tag/destabilize)
- [firm](http://blog.buildersmutual.com/tag/firm)
- [foundation](http://blog.buildersmutual.com/tag/foundation)
- [fall injuries](http://blog.buildersmutual.com/tag/fall-injuries)
- [extension ladder](http://blog.buildersmutual.com/tag/extension-ladder)
- [stepladder](http://blog.buildersmutual.com/tag/stepladder)
- [work height](http://blog.buildersmutual.com/tag/work-height)
- [fiberglass](http://blog.buildersmutual.com/tag/fiberglass)
- [aluminum](http://blog.buildersmutual.com/tag/aluminum)
- [weight](http://blog.buildersmutual.com/tag/weight)
- [climber](http://blog.buildersmutual.com/tag/climber)
- [materials](http://blog.buildersmutual.com/tag/materials)
- [rungs](http://blog.buildersmutual.com/tag/rungs)
- [steps](http://blog.buildersmutual.com/tag/steps)
- [top cap](http://blog.buildersmutual.com/tag/top-cap)
- [rails](http://blog.buildersmutual.com/tag/rails)
- [base](http://blog.buildersmutual.com/tag/base)
- [warning](http://blog.buildersmutual.com/tag/warning)
- [foot](http://blog.buildersmutual.com/tag/foot)
- [spreader](http://blog.buildersmutual.com/tag/spreader)
- [rung lock](http://blog.buildersmutual.com/tag/rung-lock)
- [3-point contact](http://blog.buildersmutual.com/tag/3-point-contact)
- [storage](http://blog.buildersmutual.com/tag/storage)
- [warping](http://blog.buildersmutual.com/tag/warping)
- [rust](http://blog.buildersmutual.com/tag/rust)
- [audit](http://blog.buildersmutual.com/tag/audit)
- [preparing for an audit](http://blog.buildersmutual.com/tag/preparing-for-an-audit)
- [invoices](http://blog.buildersmutual.com/tag/invoices)
- [subcontractors](http://blog.buildersmutual.com/tag/subcontractors)
- [premium audit](http://blog.buildersmutual.com/tag/premium-audit)
- [prepared](http://blog.buildersmutual.com/tag/prepared)
- [general liability](http://blog.buildersmutual.com/tag/general-liability)
- [policies](http://blog.buildersmutual.com/tag/policies)
- [premium charge](http://blog.buildersmutual.com/tag/premium-charge)
- [policy period](http://blog.buildersmutual.com/tag/policy-period)
- [class codes](http://blog.buildersmutual.com/tag/class-codes)
- [Keith Perry](http://blog.buildersmutual.com/tag/keith-perry)
- [Steven Blinsink](http://blog.buildersmutual.com/tag/steven-blinsink)
- [records](http://blog.buildersmutual.com/tag/records)
- [subletting](http://blog.buildersmutual.com/tag/subletting)
- [insurance agent](http://blog.buildersmutual.com/tag/insurance-agent)
- [payroll](http://blog.buildersmutual.com/tag/payroll)
- [sales](http://blog.buildersmutual.com/tag/sales)
- [employee counts](http://blog.buildersmutual.com/tag/employee-counts)
- [inventory numbers](http://blog.buildersmutual.com/tag/inventory-numbers)
- [auditor](http://blog.buildersmutual.com/tag/auditor)
- [confirmed information](http://blog.buildersmutual.com/tag/confirmed-information)
- [slippery](http://blog.buildersmutual.com/tag/slippery)
- [wet](http://blog.buildersmutual.com/tag/wet)
- [cold](http://blog.buildersmutual.com/tag/cold)
- [hypothermia](http://blog.buildersmutual.com/tag/hypothermia)
- [frostbite](http://blog.buildersmutual.com/tag/frostbite)
- [cold stress](http://blog.buildersmutual.com/tag/cold-stress)
- [slip](http://blog.buildersmutual.com/tag/slip)
- [elements](http://blog.buildersmutual.com/tag/elements)
- [frost](http://blog.buildersmutual.com/tag/frost)
- [dampness](http://blog.buildersmutual.com/tag/dampness)
- [layers](http://blog.buildersmutual.com/tag/layers)
- [waterproof](http://blog.buildersmutual.com/tag/waterproof)
- [hydrate](http://blog.buildersmutual.com/tag/hydrate)
- [walkway](http://blog.buildersmutual.com/tag/walkway)
- [freezing](http://blog.buildersmutual.com/tag/freezing)
- [salt](http://blog.buildersmutual.com/tag/salt)
- [sand](http://blog.buildersmutual.com/tag/sand)
- [small business](http://blog.buildersmutual.com/tag/small-business)
- [marketing](http://blog.buildersmutual.com/tag/marketing)
- [logo](http://blog.buildersmutual.com/tag/logo)
- [role](http://blog.buildersmutual.com/tag/role)
- [marketing strategy](http://blog.buildersmutual.com/tag/marketing-strategy)
- [Jodi Vedelli](http://blog.buildersmutual.com/tag/jodi-vedelli)
- [builder](http://blog.buildersmutual.com/tag/builder)
- [specialties](http://blog.buildersmutual.com/tag/specialties)
- [market](http://blog.buildersmutual.com/tag/market)
- [audience](http://blog.buildersmutual.com/tag/audience)
- [marketing plan](http://blog.buildersmutual.com/tag/marketing-plan)
- [specialize](http://blog.buildersmutual.com/tag/specialize)
- [branded](http://blog.buildersmutual.com/tag/branded)
- [branding](http://blog.buildersmutual.com/tag/branding)
- [marketing materials](http://blog.buildersmutual.com/tag/marketing-materials)
- [tagline](http://blog.buildersmutual.com/tag/tagline)
- [colors](http://blog.buildersmutual.com/tag/colors)
- [templates](http://blog.buildersmutual.com/tag/templates)
- [business cards](http://blog.buildersmutual.com/tag/business-cards)
- [apparel](http://blog.buildersmutual.com/tag/apparel)
- [decals](http://blog.buildersmutual.com/tag/decals)
- [Associated General Contractors of America](http://blog.buildersmutual.com/tag/associated-general-contractors-of-america)
- [Associated Builders and Contractors](http://blog.buildersmutual.com/tag/associated-builders-and-contractors)
- [Home Builders Association](http://blog.buildersmutual.com/tag/home-builders-association)
- [Hispanic Contractor Association](http://blog.buildersmutual.com/tag/hispanic-contractor-association)
- [Parade of Homes](http://blog.buildersmutual.com/tag/parade-of-homes)
- [open house](http://blog.buildersmutual.com/tag/open-house)
- [social media](http://blog.buildersmutual.com/tag/social-media)
- [publications](http://blog.buildersmutual.com/tag/publications)
- [promotions](http://blog.buildersmutual.com/tag/promotions)
- [advertise](http://blog.buildersmutual.com/tag/advertise)
- [advertising](http://blog.buildersmutual.com/tag/advertising)
- [products](http://blog.buildersmutual.com/tag/products)
- [services](http://blog.buildersmutual.com/tag/services)
- [online](http://blog.buildersmutual.com/tag/online)
- [computer](http://blog.buildersmutual.com/tag/computer)
- [platform](http://blog.buildersmutual.com/tag/platform)
- [online presence](http://blog.buildersmutual.com/tag/online-presence)
- [website](http://blog.buildersmutual.com/tag/website)
- [Jennifer Allen](http://blog.buildersmutual.com/tag/jennifer-allen)
- [Heather McIlrath](http://blog.buildersmutual.com/tag/heather-mcilrath)
- [Facebook](http://blog.buildersmutual.com/tag/facebook)
- [Instagram](http://blog.buildersmutual.com/tag/instagram)
- [LinkedIn](http://blog.buildersmutual.com/tag/linkedin)
- [content](http://blog.buildersmutual.com/tag/content)
- [conversation](http://blog.buildersmutual.com/tag/conversation)
- [account](http://blog.buildersmutual.com/tag/account)
- [coverage gaps](http://blog.buildersmutual.com/tag/coverage-gaps)
- [subcontractor agreement](http://blog.buildersmutual.com/tag/subcontractor-agreement)
- [industry experts](http://blog.buildersmutual.com/tag/industry-experts)
- [auto](http://blog.buildersmutual.com/tag/auto)
- [auto insurance](http://blog.buildersmutual.com/tag/auto-insurance)
- [driver](http://blog.buildersmutual.com/tag/driver)
- [travel](http://blog.buildersmutual.com/tag/travel)
- [insurance agreements](http://blog.buildersmutual.com/tag/insurance-agreements)
- [certificate of insurance](http://blog.buildersmutual.com/tag/certificate-of-insurance)
- [professional liability](http://blog.buildersmutual.com/tag/professional-liability)
- [admitted carrier](http://blog.buildersmutual.com/tag/admitted-carrier)
- [unadmitted carrier](http://blog.buildersmutual.com/tag/unadmitted-carrier)
- [guard](http://blog.buildersmutual.com/tag/guard)
- [guardrail](http://blog.buildersmutual.com/tag/guardrail)
- [residential](http://blog.buildersmutual.com/tag/residential)
- [commercial](http://blog.buildersmutual.com/tag/commercial)
- [unplanned](http://blog.buildersmutual.com/tag/unplanned)
- [sub-contractors](http://blog.buildersmutual.com/tag/sub-contractors)
- [inspectors](http://blog.buildersmutual.com/tag/inspectors)
- [professional](http://blog.buildersmutual.com/tag/professional)
- [real estate agent](http://blog.buildersmutual.com/tag/real-estate-agent)
- [homeowner](http://blog.buildersmutual.com/tag/homeowner)
- [trespasser](http://blog.buildersmutual.com/tag/trespasser)
- [children](http://blog.buildersmutual.com/tag/children)
- [neighborhood](http://blog.buildersmutual.com/tag/neighborhood)
- [claim](http://blog.buildersmutual.com/tag/claim)
- [stairways](http://blog.buildersmutual.com/tag/stairways)
- [windows](http://blog.buildersmutual.com/tag/windows)
- [raised perimeters](http://blog.buildersmutual.com/tag/raised-perimeters)
- [wood](http://blog.buildersmutual.com/tag/wood)
- [scrap wood](http://blog.buildersmutual.com/tag/scrap-wood)
- [rough framing](http://blog.buildersmutual.com/tag/rough-framing)
- [general contractor](http://blog.buildersmutual.com/tag/general-contractor)
- [GC](http://blog.buildersmutual.com/tag/gc)
- [put your guard up](http://blog.buildersmutual.com/tag/put-your-guard-up)
- [PYGU](http://blog.buildersmutual.com/tag/pygu)
- [umbrella](http://blog.buildersmutual.com/tag/umbrella)
- [gaps](http://blog.buildersmutual.com/tag/gaps)
- [liability insurance](http://blog.buildersmutual.com/tag/liability-insurance)
- [commercial auto](http://blog.buildersmutual.com/tag/commercial-auto)
- [litigation](http://blog.buildersmutual.com/tag/litigation)
- [owner-controlled](http://blog.buildersmutual.com/tag/owner-controlled)
- [contractor-controlled](http://blog.buildersmutual.com/tag/contractor-controlled)
- [AIA](http://blog.buildersmutual.com/tag/aia)
- [costs](http://blog.buildersmutual.com/tag/costs)
- [bankruptcy](http://blog.buildersmutual.com/tag/bankruptcy)
- [handbook](http://blog.buildersmutual.com/tag/handbook)
- [toolkit](http://blog.buildersmutual.com/tag/toolkit)
- [human resources](http://blog.buildersmutual.com/tag/human-resources)
- [HR](http://blog.buildersmutual.com/tag/hr)
- [employer](http://blog.buildersmutual.com/tag/employer)
- [Mike Lord](http://blog.buildersmutual.com/tag/mike-lord)
- [Williams Mullen](http://blog.buildersmutual.com/tag/williams-mullen)
- [welcome](http://blog.buildersmutual.com/tag/welcome)
- [story](http://blog.buildersmutual.com/tag/story)
- [differentiate](http://blog.buildersmutual.com/tag/differentiate)
- [worker](http://blog.buildersmutual.com/tag/worker)
- [pay](http://blog.buildersmutual.com/tag/pay)
- [efficiency](http://blog.buildersmutual.com/tag/efficiency)
- [vacation days](http://blog.buildersmutual.com/tag/vacation-days)
- [payment](http://blog.buildersmutual.com/tag/payment)
- [company culture](http://blog.buildersmutual.com/tag/company-culture)
- [review](http://blog.buildersmutual.com/tag/review)
- [reference](http://blog.buildersmutual.com/tag/reference)
- [expedite](http://blog.buildersmutual.com/tag/expedite)
- [insured](http://blog.buildersmutual.com/tag/insured)
- [Lauren Leggett](http://blog.buildersmutual.com/tag/lauren-leggett)
- [Sherri Woodall](http://blog.buildersmutual.com/tag/sherri-woodall)
- [inland marine](http://blog.buildersmutual.com/tag/inland-marine)
- [report](http://blog.buildersmutual.com/tag/report)
- [timeline](http://blog.buildersmutual.com/tag/timeline)
- [First Report of Injury](http://blog.buildersmutual.com/tag/first-report-of-injury)
- [carrier](http://blog.buildersmutual.com/tag/carrier)
- [family](http://blog.buildersmutual.com/tag/family)
- [inventory](http://blog.buildersmutual.com/tag/inventory)
- [mitigate](http://blog.buildersmutual.com/tag/mitigate)
- [safety training](http://blog.buildersmutual.com/tag/safety-training)
- [standards](http://blog.buildersmutual.com/tag/standards)
- [vertical](http://blog.buildersmutual.com/tag/vertical)
- [drop](http://blog.buildersmutual.com/tag/drop)
- [safety net](http://blog.buildersmutual.com/tag/safety-net)
- [personal fall arrest system](http://blog.buildersmutual.com/tag/personal-fall-arrest-system)
- [location](http://blog.buildersmutual.com/tag/location)
- [window opening](http://blog.buildersmutual.com/tag/window-opening)
- [stairway](http://blog.buildersmutual.com/tag/stairway)
- [landing](http://blog.buildersmutual.com/tag/landing)
- [second-story entrance](http://blog.buildersmutual.com/tag/second-story-entrance)
- [exterior porch](http://blog.buildersmutual.com/tag/exterior-porch)
- [front step](http://blog.buildersmutual.com/tag/front-step)
- [floor deck](http://blog.buildersmutual.com/tag/floor-deck)
- [elevator shaft](http://blog.buildersmutual.com/tag/elevator-shaft)
- [top rail](http://blog.buildersmutual.com/tag/top-rail)
- [mid rail](http://blog.buildersmutual.com/tag/mid-rail)
- [toe board](http://blog.buildersmutual.com/tag/toe-board)
- [compliance](http://blog.buildersmutual.com/tag/compliance)
- [screen](http://blog.buildersmutual.com/tag/screen)
- [mesh](http://blog.buildersmutual.com/tag/mesh)
- [force](http://blog.buildersmutual.com/tag/force)
- [puncture](http://blog.buildersmutual.com/tag/puncture)
- [rough](http://blog.buildersmutual.com/tag/rough)
- [projection hazard](http://blog.buildersmutual.com/tag/projection-hazard)
- [safe work environment](http://blog.buildersmutual.com/tag/safe-work-environment)
- [free standing](http://blog.buildersmutual.com/tag/free-standing)
- [safety boot](http://blog.buildersmutual.com/tag/safety-boot)
- [Stop Work Authority](http://blog.buildersmutual.com/tag/stop-work-authority)
- [new-hire orientation](http://blog.buildersmutual.com/tag/new-hire-orientation)
- [leader](http://blog.buildersmutual.com/tag/leader)
- [surgery](http://blog.buildersmutual.com/tag/surgery)
- [hurt](http://blog.buildersmutual.com/tag/hurt)
- [case study](http://blog.buildersmutual.com/tag/case-study)
- [guardrail series](http://blog.buildersmutual.com/tag/guardrail-series)
- [missing](http://blog.buildersmutual.com/tag/missing)
- [technical manager](http://blog.buildersmutual.com/tag/technical-manager)
- [North Carolina](http://blog.buildersmutual.com/tag/north-carolina)
- [roof](http://blog.buildersmutual.com/tag/roof)
- [foyer](http://blog.buildersmutual.com/tag/foyer)
- [two-story](http://blog.buildersmutual.com/tag/two-story)
- [cost of missing guardrail](http://blog.buildersmutual.com/tag/cost-of-missing-guardrail)
- [fatally injured](http://blog.buildersmutual.com/tag/fatally-injured)
- [financial repercussions](http://blog.buildersmutual.com/tag/financial-repercussions)
- [fall-related claims](http://blog.buildersmutual.com/tag/fall-related-claims)
- [coma](http://blog.buildersmutual.com/tag/coma)
- [fracture](http://blog.buildersmutual.com/tag/fracture)
- [broken ribs](http://blog.buildersmutual.com/tag/broken-ribs)
- [brain injury](http://blog.buildersmutual.com/tag/brain-injury)
- [paralyzed](http://blog.buildersmutual.com/tag/paralyzed)
- [loose board](http://blog.buildersmutual.com/tag/loose-board)
- [realtor](http://blog.buildersmutual.com/tag/realtor)
- [insured's home](http://blog.buildersmutual.com/tag/insureds-home)
- [third party](http://blog.buildersmutual.com/tag/third-party)
- [buyers](http://blog.buildersmutual.com/tag/buyers)
- [life](http://blog.buildersmutual.com/tag/life)
- [responsible](http://blog.buildersmutual.com/tag/responsible)
- [cell phone](http://blog.buildersmutual.com/tag/cell-phone)
- [app](http://blog.buildersmutual.com/tag/app)
- [application](http://blog.buildersmutual.com/tag/application)
- [season](http://blog.buildersmutual.com/tag/season)
- [named storm](http://blog.buildersmutual.com/tag/named-storm)
- [landfall](http://blog.buildersmutual.com/tag/landfall)
- [calm](http://blog.buildersmutual.com/tag/calm)
- [weather-aware](http://blog.buildersmutual.com/tag/weather-aware)
- [alert](http://blog.buildersmutual.com/tag/alert)
- [store](http://blog.buildersmutual.com/tag/store)
- [tie-down](http://blog.buildersmutual.com/tag/tie-down)
- [straps](http://blog.buildersmutual.com/tag/straps)
- [hurricane clips](http://blog.buildersmutual.com/tag/hurricane-clips)
- [power](http://blog.buildersmutual.com/tag/power)
- [electricity](http://blog.buildersmutual.com/tag/electricity)
- [office](http://blog.buildersmutual.com/tag/office)
- [personnel files](http://blog.buildersmutual.com/tag/personnel-files)
- [paperwork](http://blog.buildersmutual.com/tag/paperwork)
- [backups](http://blog.buildersmutual.com/tag/backups)
- [destruction](http://blog.buildersmutual.com/tag/destruction)
- [business office](http://blog.buildersmutual.com/tag/business-office)
- [interruption](http://blog.buildersmutual.com/tag/interruption)
- [relocation](http://blog.buildersmutual.com/tag/relocation)
- [trenching](http://blog.buildersmutual.com/tag/trenching)
- [competent person](http://blog.buildersmutual.com/tag/competent-person)
- [trench](http://blog.buildersmutual.com/tag/trench)
- [regulation](http://blog.buildersmutual.com/tag/regulation)
- [Bernard Urtecho](http://blog.buildersmutual.com/tag/bernard-urtecho)
- [facts](http://blog.buildersmutual.com/tag/facts)
- [cavity](http://blog.buildersmutual.com/tag/cavity)
- [man-made cut](http://blog.buildersmutual.com/tag/man-made-cut)
- [depression](http://blog.buildersmutual.com/tag/depression)
- [earth removal](http://blog.buildersmutual.com/tag/earth-removal)
- [egress](http://blog.buildersmutual.com/tag/egress)
- [entry](http://blog.buildersmutual.com/tag/entry)
- [plumber](http://blog.buildersmutual.com/tag/plumber)
- [electrician](http://blog.buildersmutual.com/tag/electrician)
- [walls](http://blog.buildersmutual.com/tag/walls)
- [destabalize](http://blog.buildersmutual.com/tag/destabalize)
- [benching](http://blog.buildersmutual.com/tag/benching)
- [sloping](http://blog.buildersmutual.com/tag/sloping)
- [shoring](http://blog.buildersmutual.com/tag/shoring)
- [suffocation](http://blog.buildersmutual.com/tag/suffocation)
- [spoil pile](http://blog.buildersmutual.com/tag/spoil-pile)
- [vehicles](http://blog.buildersmutual.com/tag/vehicles)
- [dig](http://blog.buildersmutual.com/tag/dig)
- [mid-atlantic](http://blog.buildersmutual.com/tag/mid-atlantic)
- [air quality](http://blog.buildersmutual.com/tag/air-quality)
- [illness](http://blog.buildersmutual.com/tag/illness)
- [heat-related](http://blog.buildersmutual.com/tag/heat-related)
- [heat index](http://blog.buildersmutual.com/tag/heat-index)
- [overheating](http://blog.buildersmutual.com/tag/overheating)
- [schedule](http://blog.buildersmutual.com/tag/schedule)
- [light](http://blog.buildersmutual.com/tag/light)
- [awareness](http://blog.buildersmutual.com/tag/awareness)
- [nausea](http://blog.buildersmutual.com/tag/nausea)
- [clammy skin](http://blog.buildersmutual.com/tag/clammy-skin)
- [headache](http://blog.buildersmutual.com/tag/headache)
- [confusion](http://blog.buildersmutual.com/tag/confusion)
- [seizure](http://blog.buildersmutual.com/tag/seizure)
- [victim](http://blog.buildersmutual.com/tag/victim)
- [business owner](http://blog.buildersmutual.com/tag/business-owner)
- [covered](http://blog.buildersmutual.com/tag/covered)
- [building](http://blog.buildersmutual.com/tag/building)
- [Jennifer Morgan](http://blog.buildersmutual.com/tag/jennifer-morgan)
- [Builders Risk Policy](http://blog.buildersmutual.com/tag/builders-risk-policy)
- [property coverage](http://blog.buildersmutual.com/tag/property-coverage)
- [property](http://blog.buildersmutual.com/tag/property)
- [structure](http://blog.buildersmutual.com/tag/structure)
- [natural disasters](http://blog.buildersmutual.com/tag/natural-disasters)
- [cleanup](http://blog.buildersmutual.com/tag/cleanup)
- [removal](http://blog.buildersmutual.com/tag/removal)
- [temporary](http://blog.buildersmutual.com/tag/temporary)
- [cabinet](http://blog.buildersmutual.com/tag/cabinet)
- [fixtures](http://blog.buildersmutual.com/tag/fixtures)
- [trees](http://blog.buildersmutual.com/tag/trees)
- [fences](http://blog.buildersmutual.com/tag/fences)
- [builder interests](http://blog.buildersmutual.com/tag/builder-interests)
- [enhanced builders risk](http://blog.buildersmutual.com/tag/enhanced-builders-risk)
- [monthly reporting](http://blog.buildersmutual.com/tag/monthly-reporting)
- [Opioid](http://blog.buildersmutual.com/tag/opioid)
- [addiction](http://blog.buildersmutual.com/tag/addiction)
- [chronic pain](http://blog.buildersmutual.com/tag/chronic-pain)
- [pain management](http://blog.buildersmutual.com/tag/pain-management)
- [abuse](http://blog.buildersmutual.com/tag/abuse)
- [Paula Harmon](http://blog.buildersmutual.com/tag/paula-harmon)
- [Wendy Manu](http://blog.buildersmutual.com/tag/wendy-manu)
- [NAHB](http://blog.buildersmutual.com/tag/nahb)
- [research](http://blog.buildersmutual.com/tag/research)
- [substance abuse](http://blog.buildersmutual.com/tag/substance-abuse)
- [struggle](http://blog.buildersmutual.com/tag/struggle)
- [rehabilitation](http://blog.buildersmutual.com/tag/rehabilitation)
- [drug-free workplace](http://blog.buildersmutual.com/tag/drug-free-workplace)
- [crisis](http://blog.buildersmutual.com/tag/crisis)
- [bottom line](http://blog.buildersmutual.com/tag/bottom-line)
- [valuable](http://blog.buildersmutual.com/tag/valuable)
- [minimize loss](http://blog.buildersmutual.com/tag/minimize-loss)
- [profit](http://blog.buildersmutual.com/tag/profit)
- [expertise](http://blog.buildersmutual.com/tag/expertise)
- [value-added](http://blog.buildersmutual.com/tag/value-added)
- [safety resources](http://blog.buildersmutual.com/tag/safety-resources)
- [aging](http://blog.buildersmutual.com/tag/aging)
- [older](http://blog.buildersmutual.com/tag/older)
- [gray](http://blog.buildersmutual.com/tag/gray)
- [cross-training](http://blog.buildersmutual.com/tag/cross-training)
- [age](http://blog.buildersmutual.com/tag/age)